Economy
Australia Interest Rates
RBA cash rate, mortgage rates, and credit card rates — live from the Reserve Bank of Australia.
4.10%
RBA Cash Rate
+0.25%
Last Change (Mar 2026)
8.27%
Standard Variable Mortgage
6.30%
Discounted Variable Mortgage
Cash Rate History — Since 2011
Source: RBA Statistical Table F1. Cash Rate Target (% p.a.), monthly last reading.
Mortgage & Lending Rates — Last 5 Years
Source: RBA Statistical Table F5. Indicator Lending Rates.
Current Rate Comparison
Source: RBA. Latest available rates.
Mortgage Repayment Calculator
See how rate changes affect your repayments in real time.
RBA Decision Timeline
Mar 2026
+0.25%
→ 4.10%
Feb 2026
+0.25%
→ 3.85%
Aug 2025
-0.25%
→ 3.60%
May 2025
-0.25%
→ 3.85%
Feb 2025
-0.25%
→ 4.10%
Nov 2023
+0.25%
→ 4.35%
Jun 2023
+0.25%
→ 4.10%
May 2023
+0.25%
→ 3.85%
Mar 2023
+0.25%
→ 3.60%
Feb 2023
+0.25%
→ 3.35%
Dec 2022
+0.25%
→ 3.10%
Nov 2022
+0.25%
→ 2.85%
Oct 2022
+0.25%
→ 2.60%
Sep 2022
+0.50%
→ 2.35%
Aug 2022
+0.50%
→ 1.85%
Source: RBA Statistical Table A2. Cash rate decisions with actual changes only.