Compare Australian home loans from major banks

Filter by owner occupier vs investor, repayment type, offset features and headline rates. Data is sourced from public bank product APIs and normalised into one comparison page.

Loans shown
26
Lenders
4
Lowest comparison rate
Lowest interest rate

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Last synced: 18 Apr 2026, 12:58 am UTC

26 home loan products

Comparison rate is usually the best like-for-like headline metric because it includes some fees and charges. Always confirm the full loan terms with the lender.

ANZ

ANZ Fixed Rate home loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
ANZ
Product type
RESIDENTIAL_MORTGAGES
Source updated
31 Mar 2026, 1:01 pm UTC
ANZ

ANZ Simplicity PLUS

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
ANZ
Product type
RESIDENTIAL_MORTGAGES
Source updated
26 Mar 2026, 1:01 pm UTC
ANZ

ANZ Standard Variable home loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Offset
Lender
ANZ
Product type
RESIDENTIAL_MORTGAGES
Source updated
26 Mar 2026, 1:02 pm UTC
CommBank

1 year Fixed Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

1 Year Fixed Rate Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

2 year Fixed Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

2 Year Fixed Rate Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

3 year Fixed Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

3 Year Fixed Rate Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

4 year Fixed Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

4 Year Fixed Rate Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

5 year Fixed Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

5 Year Fixed Rate Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

Digi Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
Investment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
17 Apr 2026, 3:15 pm UTC
CommBank

Digi Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
17 Apr 2026, 3:15 pm UTC
CommBank

Simple Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
OffsetInvestment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
26 Mar 2026, 2:15 pm UTC
CommBank

Simple Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Offset
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
26 Mar 2026, 2:15 pm UTC
CommBank

Standard Variable Rate Home Loan (Investment)

Investor · Varies
Apply
Interest rate
Comparison rate
Loan amount
OffsetInvestment
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
CommBank

Standard Variable Rate Home Loan (Owner Occupied)

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Offset
Lender
Commonwealth Bank
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 2:15 pm UTC
Macquarie

Macquarie Basic Home Loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Macquarie
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 12:01 am UTC
Macquarie

Macquarie Offset Home Loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Offset
Lender
Macquarie
Product type
RESIDENTIAL_MORTGAGES
Source updated
2 Apr 2026, 12:01 am UTC
Macquarie

Macquarie Property Versatile

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
Macquarie
Product type
RESIDENTIAL_MORTGAGES
Source updated
13 Mar 2026, 12:01 am UTC
NAB

NAB Base Variable Rate Home Loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
NAB
Product type
RESIDENTIAL_MORTGAGES
Source updated
27 Mar 2026, 1:59 pm UTC
NAB

NAB Defence Force Home Loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
NAB
Product type
RESIDENTIAL_MORTGAGES
Source updated
10 Apr 2026, 1:59 pm UTC
NAB

NAB FlexiPlus Mortgage

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
NAB
Product type
RESIDENTIAL_MORTGAGES
Source updated
27 Mar 2026, 1:59 pm UTC
NAB

NAB Tailored Home Loan

Mixed / unspecified · Varies
Apply
Interest rate
Comparison rate
Loan amount
Lender
NAB
Product type
RESIDENTIAL_MORTGAGES
Source updated
10 Apr 2026, 1:59 pm UTC

How to use this page

  • Use comparison rate to compare products more fairly.
  • Use the feature filter for offset, redraw or packaged loans.
  • Check whether the loan is marked for owner occupiers, investors, or both.
  • Always verify fees, LVR rules, introductory periods and eligibility on the lender site before applying.