Suburbs Cardiff (NSW)

New South Wales · Suburb Profile

Cardiff NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Cardiff, New South Wales. ABS Census 2021.

The population of Cardiff NSW is 6,318 according to the 2021 Census. The median personal income in Cardiff is $780 per week ($40,560 per year). Median rent in Cardiff is $375 per week ($1,625 per month). Cardiff has a median age of 38 years, equal to the national median. Cardiff has a population density of 1223.7 people per km².

The most common overseas birthplace in Cardiff is England. The most common religion is No Religion (48% of residents). After English, the most spoken language is Other. The median monthly mortgage repayment in Cardiff is $1,733.

There were 216 recorded offences in Cardiff in 2025-26, a rate of 34 offences per 1,000 people. The most common offence category was theft (65 offences).

Cardiff Map

📍
Loading map…

📍 Cardiff, New South Wales — 32.9425°S, 151.6561°E

Crime: Low Med High 🏫 Schools (20)

Cardiff Population

0
residents (Census 2021)

Cardiff Median Income & Rent

💰
Median Income
$780/wk
$40,560 per year
#3938 of 14,663
🏠
Median Rent
$375/wk
$1,625 per month
#2632 of 14,663
👤
Median Age
38years
Same as than national median
🏡
Mortgage
$1,733/mo
Avg household size: 2.4 · 0.8 per bedroom

Cardiff Demographics

Gender Split

Male 49.3% (3,115) Female 50.7% (3,203)

Population Density

1223.7
people per km²
6,318 people · 5.2 km²

Households

2.4
Avg household size
0.8
Persons per bedroom
$1,909
Family income/wk

Cardiff Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Cardiff Housing Tenure

🏠
Owned outright
45.0% 758 dwellings
🏦
Owned with mortgage
55.0% 927 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Cardiff Country of Birth

Australia
95.7%
England
2.2%
India
1.0%
Germany
0.5%
Fiji
0.2%
Brazil
0.1%
Greece
0.1%
Canada
0.1%
Chile
0.1%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Cardiff Religion

No Religion
48.0%
Catholic
18.9%
Anglican
16.5%
Not stated
6.4%
Uniting Church
3.6%
Christian (other)
2.6%
Christinty Prsbytrin Refrmd
2.0%
Baptist
1.9%

Source: ABS Census 2021 G14 — Religion by SAL

Cardiff Education Level

Year 12 or equivalent
51.8%
Year 10 or equivalent
32.3%
Year 9 or equivalent
9.0%
Year 11 or equivalent
6.9%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Cardiff Languages Spoken at Home

Other
29.4%
SAL Tot
12.7%
Arabic
12.7%
Spanish
10.8%
SAL Tagalog
9.8%
German
8.8%
Mandarin
7.8%
Samoan
7.8%

Source: ABS Census 2021 G13 — Language Spoken at Home by SAL

Cardiff Employment

💼
Employed full-time
36.1% 1,712 people
⏰
Employed part-time
22.3% 1,055 people
🔍
Unemployed
4.1% 194 people
🏠
Not in labour force
37.5% 1,778 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Cardiff Qualifications

Certificate III/IV
45.0%
Bachelor Degree
25.2%
Advanced Diploma/Diploma
16.9%
Postgraduate Degree
6.4%
Graduate Diploma/Certificate
3.5%
Certificate I/II
2.9%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Cardiff Occupation

Professionals
28.4%
Technicians & Trade Workers
18.9%
Community & Personal Service
16.4%
Clerical & Administrative
12.1%
Managers
9.6%
Sales Workers
5.6%
Labourers
4.7%
Machinery Operators & Drivers
4.3%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Cardiff Field of Study

Management & Commerce
20.2%
Engineering
17.0%
Health
14.8%
Society & Culture
14.1%
Education
9.6%
Architecture & Building
7.5%
Food, Hospitality & Personal Services
6.0%
Creative Arts
4.0%
Information Technology
3.1%
Agriculture & Environment
2.0%
Natural & Physical Sciences
1.8%

Source: ABS Census 2021 G51 — Field of Study by SAL

Cardiff Dwelling Types

Separate house
88.1%
Semi-detached (1 storey)
8.1%
Semi-detached (2+ storey)
3.7%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Cardiff Weekly Household Income

Nil/Negative/wk
2.0%
$1-$149/wk
0.5%
$150-$299/wk
0.8%
$300-$399/wk
2.7%
$400-$499/wk
7.7%
$500-$649/wk
5.3%
$650-$799/wk
7.4%
$800-$999/wk
7.2%
$1,000-$1,249/wk
8.1%
$1,250-$1,499/wk
8.2%
$1,500-$1,749/wk
6.7%
$1,750-$1,999/wk
6.5%
$2,000-$2,499/wk
13.3%
$2,500-$2,999/wk
7.8%
$3,000-$3,499/wk
6.5%
$3,500-$3,999/wk
3.9%
$4,000+/wk
5.4%

Source: ABS Census 2021 G33 — Household Income by SAL

Cardiff Marital Status

💍
Married
39.5% 2,051
↔️
Separated
3.9% 203
📋
Divorced
10.7% 558
🕊️
Widowed
5.3% 277
👤
Never married
40.6% 2,108

Source: ABS Census 2021 G05 — Marital Status by SAL

Cardiff Ancestry

Australian
33.3%
English
31.5%
Scottish
8.8%
Irish
8.0%
Other
5.4%
Aboriginal Australianralian
4.3%
German
3.3%
Italian
1.8%
Welsh
1.0%
Dutch
1.0%
Filipino
0.9%
Polish
0.8%

Source: ABS Census 2021 G08 — Ancestry by SAL

Cardiff School & University Attendance

Primary — Government
31.8%
Secondary — Government
22.8%
Vocational Education
14.9%
Pre-school
12.6%
Primary — Catholic
7.7%
Secondary — Catholic
4.7%
Primary — Other Non-Govt
3.0%
Secondary — Other Non-Govt
2.5%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Cardiff Need for Assistance

♿
Needs assistance
7.5% 900
✅
No need for assistance
92.5% 11,113

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Cardiff Volunteering

🤝
Volunteer
11.5% 565
—
Not a volunteer
88.5% 4,359

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Cardiff Monthly Mortgage Repayments

$0-$299/mo
3.8%
$300-$449/mo
1.6%
$450-$599/mo
1.6%
$600-$799/mo
2.8%
$800-$999/mo
4.9%
$1,000-$1,399/mo
15.2%
$1,400-$1,799/mo
26.4%
$1,800-$2,399/mo
28.4%
$2,400-$2,999/mo
10.8%
$3,000-$3,999/mo
4.5%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Cardiff How People Get to Work

Car (driver)
71.8%
Did not go to work
19.2%
Car (passenger)
4.3%
Walked only
1.2%
Bus
1.2%
Truck
0.7%
Motorbike/Scooter
0.6%
Train
0.5%
Other
0.3%
Bicycle
0.1%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Cardiff Car Ownership

0 vehicles
5.5%
1 vehicle
40.7%
2 vehicles
36.7%
3 vehicles
11.7%
4+ vehicles
5.5%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Cardiff Number of Bedrooms

1 bedroom
3.8%
2 bedrooms
26.5%
3 bedrooms
49.7%
4 bedrooms
16.5%
5 bedrooms
2.9%
6+ bedrooms
0.6%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Cardiff Population Mobility

16.6%
moved in the last year
39.7%
moved in the last 5 years
6.0%
unemployment rate (Census)
61.0%
labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Cardiff Indigenous Population

6.0%
Aboriginal & Torres Strait Islander
733
Indigenous residents
11,498
Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Cardiff Long-term Health Conditions

Mental health
929
Arthritis
281
Asthma
267
Diabetes
185
Heart disease
161
Lung condition
143
Cancer
104
Stroke
71
Kidney disease
60
Dementia
58

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Cardiff Personal Weekly Income Distribution

$0 or less/wk
8.5%
$1-$149/wk
3.4%
$150-$299/wk
5.7%
$300-$399/wk
5.2%
$400-$499/wk
4.9%
$500-$649/wk
4.0%
$650-$799/wk
9.7%
$800-$999/wk
12.3%
$1,000-$1,249/wk
13.6%
$1,250-$1,499/wk
9.0%
$1,500-$1,749/wk
8.1%
$1,750-$1,999/wk
5.9%
$2,000-$2,999/wk
7.7%
$3,000-$3,499/wk
1.0%
$3,500+/wk
0.9%

Source: ABS Census 2021 G17 — Personal Income by SAL

Cardiff Family Structure

Couple — children under 15
39.4%
Couple — no children
28.1%
Couple — no children under 15
13.4%
One parent — children under 15
10.5%
One parent — no children under 15
8.5%

Source: ABS Census 2021 G29 — Family Composition by SAL

Cardiff Military Service

🎖️
Current ADF — Regular
0.2% 8
🛡️
Current ADF — Reserves
0.2% 12
🏅
Previously served
3.1% 153
👤
Never served
96.5% 4,787

Source: ABS Census 2021 G22 — ADF Service by SAL

Cardiff Unpaid Carers

🤲
Provided unpaid assistance
14.2% 699
—
Did not provide
85.8% 4,220

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Cardiff Children Ever Born

No children
34.8%
1 child
14.0%
2 children
30.0%
3 children
14.3%
4 children
4.9%
5+ children
2.0%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Cardiff When Migrants Arrived

Before 1951
35
1951–1960
51
1961–1970
74
1971–1980
52
1981–1990
78
1991–2000
64
2001–2010
144
2011–2015
80
2016
10
2017
13
2018
14
2019
22
2020
4
2021
3

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Cardiff Unpaid Domestic Work

Less than 5 hours
20.5%
5–14 hours
30.4%
15–29 hours
14.0%
30+ hours
9.3%
Did not do domestic work
25.8%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Cardiff Household Size

1 person
29.4%
2 persons
34.1%
3 persons
17.2%
4 persons
12.9%
5 persons
4.0%
6+ persons
2.5%

Source: ABS Census 2021 G35 — Household Size by SAL

Cardiff Where Residents Moved From

Same address
4,927
Moved from NSW
769
Moved — same area (SA2)
144
Moved from overseas
17
Moved from QLD
11
Moved from WA
10
Moved from VIC
7
Moved from NT
4
Moved from TAS
3

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Cardiff Family Blending

Intact family — no other children
84.1%
Step family — no other children
10.6%
Blended family — no other children
4.2%
Intact family — other children present
1.2%

Source: ABS Census 2021 G31 — Family Blending by SAL

Cardiff Crime Statistics

Reported offences in 2025-26 — 216 total

Theft
65
Traffic
54
Drug Offences
38
Assault
17
Property Damage
13
Weapons
9
Other Against Property
9
Other Against Person
6
Sexual Offences
4
Robbery
1

Offence trend by year:

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR — bocsar.nsw.gov.au

Cardiff Schools

20
schools nearby
14
government
1016
avg ICSEA score
7,668
total students
Macquarie College Independent
Combined · K-12 · 1,060 students
1110
ICSEA
Wallsend South Public School Government
Primary · K-6 · 583 students
1083
ICSEA
Newcastle Waldorf School Independent
Combined · K-12 · 237 students
1072
ICSEA
St Kevin's Primary School Catholic
Primary · K-6 · 130 students
1071
ICSEA
Biddabah Public School Government
Primary · K-6 · 348 students
1065
ICSEA
Warners Bay High School Government
Secondary · 7-12 · 1,161 students
1056
ICSEA
Garden Suburb Public School Government
Primary · K-6 · 227 students
1045
ICSEA
Holy Cross Primary School Catholic
Primary · K-6 · 153 students
1036
ICSEA
Hillsborough Public School Government
Primary · K-6 · 164 students
1020
ICSEA
Cardiff South Public School Government
Primary · P-6 · 298 students
1017
ICSEA
Cardiff North Public School Government
Primary · K-6 · 149 students
1014
ICSEA
Cardiff Public School Government
Primary · K-6 · 283 students
1000
ICSEA
Elermore Vale Public School Government
Primary · P-6 · 290 students
996
ICSEA
Cardiff High School Government
Secondary · 7-12 · 778 students
986
ICSEA
Glendale East Public School Government
Primary · K-6 · 232 students
956
ICSEA

Showing 15 of 20 schools

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Cardiff with map →

Cardiff Rent Prices & Affordability

25%
of income
Affordable
Household Income $1,512/wk
Median Rent $375/wk
Rent-to-Income 24.8%

Rent is under 25% of household income — generally considered affordable.

If you earn X in Cardiff

≈ $6,552/month
Median rent $375/wk
Left after rent $1,137/wk
Rent share 24.8%

Cheaper alternatives with similar incomes

Coonamble
Income: $641/wk Rent: $190/wk Save: $185/wk
Wee Waa
Income: $689/wk Rent: $200/wk Save: $175/wk
Buronga
Income: $772/wk Rent: $203/wk Save: $172/wk
Moree
Income: $851/wk Rent: $230/wk Save: $145/wk
North Albury
Income: $673/wk Rent: $240/wk Save: $135/wk
Leeton
Income: $763/wk Rent: $250/wk Save: $125/wk
Blayney
Income: $696/wk Rent: $265/wk Save: $110/wk
Wagga Wagga
Income: $819/wk Rent: $295/wk Save: $80/wk

Cardiff vs State & National Average

Nearby Suburbs in NSW

South Nowra
Pop: 3,165 Income: $830/wk Rent: $398/wk
Warrawee
Pop: 3,170 Income: $1,153/wk Rent: $650/wk
Bungarribee
Pop: 3,177 Income: $1,077/wk Rent: $453/wk
Dean Park
Pop: 3,180 Income: $753/wk Rent: $400/wk
Condobolin
Pop: 3,185 Income: $668/wk Rent: $200/wk
Urunga
Pop: 3,185 Income: $590/wk Rent: $340/wk

Compare Cardiff (NSW)

Cardiff (NSW) vs South Nowra →Cardiff (NSW) vs Warrawee →Cardiff (NSW) vs Bungarribee →Cardiff (NSW) vs Dean Park →

Frequently Asked Questions About Cardiff

What is the population of Cardiff NSW?

The population of Cardiff NSW is 6,318 according to the ABS Census 2021.The suburb has a population density of 1223.7 people per km².Cardiff is ranked #1,230 out of 14,663 suburbs by population.

What is the median income in Cardiff?

The median personal income in Cardiff NSW is $780 per week, or $40,560 per year.The median household income is $1,512 per week.Family income is $1,909 per week.Cardiff is ranked #3,938 by income out of 14,663 Australian suburbs.

How much is rent in Cardiff?

Median rent in Cardiff NSW is $375 per week ($1,625 per month).Rent represents 24.8% of household income, which is considered affordable.Cardiff ranks #2,632 out of 14,663 suburbs by rent.

What are mortgage repayments in Cardiff?

The median monthly mortgage repayment in Cardiff NSW is $1,733. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Cardiff?

The median age in Cardiff NSW is 38 years.This is equal to the national median age of 38 years.

Is Cardiff a good suburb to live in?

Cardiff is a suburb in New South Wales with a population of 6,318.The median income is $780/wk, which is below the NSW average of $781/wk.Rent affordability is rated as affordable (24.8% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 10808. All dollar figures in AUD.