New South Wales · Suburb Profile

Phegans Bay NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Phegans Bay, New South Wales. ABS Census 2021.

The population of Phegans Bay NSW is 406 according to the 2021 Census. The median personal income in Phegans Bay is $944 per week ($49,088 per year). Median rent in Phegans Bay is $460 per week ($1,993 per month). Phegans Bay has a median age of 48 years, older than the national median of 38. Phegans Bay has a population density of 722.2 people per km².

The most common overseas birthplace in Phegans Bay is England. The most common religion is No Religion (57% of residents). After English, the most spoken language is Spanish. The median monthly mortgage repayment in Phegans Bay is $2,392.

There were 3 recorded offences in Phegans Bay in 2025-26, a rate of 7 offences per 1,000 people. The most common offence category was other against property (2 offences).

Phegans Bay Map

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Phegans Bay Population

residents (Census 2021)

Phegans Bay Median Income & Rent

💰

Median Income

$944/wk

$49,088 per year

#1672 of 14,663

🏠

Median Rent

$460/wk

$1,993 per month

#939 of 14,663

👤

Median Age

48years

10 years older than national median

🏡

Mortgage

$2,392/mo

Avg household size: 2.4 · 0.7 per bedroom

Phegans Bay Demographics

Gender Split

Male 49.2% (203) Female 50.8% (210)

Population Density

722.2

people per km²

406 people · 0.6 km²

Households

2.4

Avg household size

0.7

Persons per bedroom

$2,571

Family income/wk

Phegans Bay Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Phegans Bay Housing Tenure

🏠

Owned outright

39.6% 53 dwellings

🏦

Owned with mortgage

60.4% 81 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Phegans Bay Country of Birth

Australia

86.6%

England

13.4%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Phegans Bay Religion

No Religion

56.6%

Catholic

15.0%

Anglican

11.9%

Not stated

7.1%

Christian (other)

3.8%

Christinty Prsbytrin Refrmd

3.0%

Baptist

1.3%

Eastern Orthodox

1.3%

Source: ABS Census 2021 G14 — Religion by SAL

Phegans Bay Education Level

Year 12 or equivalent

74.1%

Year 10 or equivalent

19.9%

Year 11 or equivalent

3.5%

Year 9 or equivalent

2.5%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Phegans Bay Languages Spoken at Home

Spanish

70.0%

French

30.0%

Source: ABS Census 2021 G13 — Language Spoken at Home by SAL

Phegans Bay Employment

💼

Employed full-time

42.9% 133 people

⏰

Employed part-time

22.6% 70 people

🔍

Unemployed

3.2% 10 people

🏠

Not in labour force

31.3% 97 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Phegans Bay Qualifications

Bachelor Degree

35.5%

Certificate III/IV

24.1%

Advanced Diploma/Diploma

19.2%

Postgraduate Degree

16.3%

Graduate Diploma/Certificate

3.7%

Certificate I/II

1.2%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Phegans Bay Occupation

Professionals

35.8%

Managers

26.3%

Technicians & Trade Workers

12.1%

Clerical & Administrative

7.4%

Community & Personal Service

6.3%

Sales Workers

6.3%

Machinery Operators & Drivers

3.2%

Labourers

2.6%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Phegans Bay Field of Study

Management & Commerce

19.8%

Society & Culture

16.9%

Education

11.9%

Creative Arts

10.2%

Engineering

9.6%

Health

9.0%

Architecture & Building

6.8%

Information Technology

5.6%

Natural & Physical Sciences

4.5%

Agriculture & Environment

2.8%

Food, Hospitality & Personal Services

2.8%

Source: ABS Census 2021 G51 — Field of Study by SAL

Phegans Bay Dwelling Types

Separate house

100.0%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Phegans Bay Weekly Household Income

Nil/Negative/wk

2.6%

$300-$399/wk

1.9%

$400-$499/wk

1.9%

$500-$649/wk

5.2%

$650-$799/wk

4.5%

$800-$999/wk

5.8%

$1,000-$1,249/wk

5.2%

$1,250-$1,499/wk

6.5%

$1,500-$1,749/wk

7.1%

$1,750-$1,999/wk

9.1%

$2,000-$2,499/wk

10.4%

$2,500-$2,999/wk

4.5%

$3,000-$3,499/wk

5.8%

$3,500-$3,999/wk

7.8%

$4,000+/wk

21.4%

Source: ABS Census 2021 G33 — Household Income by SAL

Phegans Bay Marital Status

💍

Married

43.3% 152

↔️

Separated

2.0% 7

📋

Divorced

13.7% 48

🕊️

Widowed

1.4% 5

👤

Never married

39.6% 139

Source: ABS Census 2021 G05 — Marital Status by SAL

Phegans Bay Ancestry

English

30.0%

Australian

26.9%

Irish

13.9%

Scottish

8.5%

Other

5.2%

Italian

4.0%

Aboriginal Australianralian

2.8%

Dutch

2.3%

German

2.1%

French

1.9%

Spanish

1.6%

Maori

0.9%

Source: ABS Census 2021 G08 — Ancestry by SAL

Phegans Bay School & University Attendance

Secondary — Government

20.9%

Primary — Government

20.9%

Vocational Education

20.9%

Secondary — Other Non-Govt

11.6%

Pre-school

9.3%

Primary — Catholic

9.3%

Secondary — Catholic

7.0%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Phegans Bay Need for Assistance

♿

Needs assistance

4.9% 38

✅

No need for assistance

95.1% 733

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Phegans Bay Volunteering

🤝

Volunteer

18.3% 61

—

Not a volunteer

81.7% 273

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Phegans Bay Monthly Mortgage Repayments

$600-$799/mo

4.4%

$800-$999/mo

4.4%

$1,000-$1,399/mo

5.9%

$1,400-$1,799/mo

14.7%

$1,800-$2,399/mo

23.5%

$2,400-$2,999/mo

29.4%

$3,000-$3,999/mo

17.6%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Phegans Bay How People Get to Work

Car (driver)

62.6%

Did not go to work

28.5%

Car (passenger)

5.7%

Other

3.3%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Phegans Bay Car Ownership

1 vehicle

40.1%

2 vehicles

41.4%

3 vehicles

12.3%

4+ vehicles

6.2%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Phegans Bay Number of Bedrooms

1 bedroom

2.5%

2 bedrooms

21.3%

3 bedrooms

38.8%

4 bedrooms

30.0%

5 bedrooms

7.5%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Phegans Bay Population Mobility

10.7%

moved in the last year

40.7%

moved in the last 5 years

5.9%

unemployment rate (Census)

66.6%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Phegans Bay Indigenous Population

1.8%

Aboriginal & Torres Strait Islander

Indigenous residents

763

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Phegans Bay Long-term Health Conditions

Mental health

Asthma

Heart disease

Diabetes

Arthritis

Cancer

Lung condition

Kidney disease

Stroke

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Phegans Bay Personal Weekly Income Distribution

$0 or less/wk

8.9%

$1-$149/wk

6.0%

$150-$299/wk

4.4%

$300-$399/wk

2.9%

$400-$499/wk

2.9%

$500-$649/wk

3.2%

$650-$799/wk

8.6%

$800-$999/wk

9.2%

$1,000-$1,249/wk

9.5%

$1,250-$1,499/wk

7.6%

$1,500-$1,749/wk

7.6%

$1,750-$1,999/wk

8.9%

$2,000-$2,999/wk

13.0%

$3,000-$3,499/wk

1.6%

$3,500+/wk

5.7%

Source: ABS Census 2021 G17 — Personal Income by SAL

Phegans Bay Family Structure

Couple — children under 15

32.7%

Couple — no children

31.2%

Couple — no children under 15

25.9%

One parent — no children under 15

6.5%

One parent — children under 15

3.7%

Source: ABS Census 2021 G29 — Family Composition by SAL

Phegans Bay Military Service

🏅

Previously served

1.2% 4

👤

Never served

98.8% 338

Source: ABS Census 2021 G22 — ADF Service by SAL

Phegans Bay Unpaid Carers

🤲

Provided unpaid assistance

17.1% 58

—

Did not provide

82.9% 282

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Phegans Bay Children Ever Born

No children

45.6%

1 child

13.5%

2 children

25.7%

3 children

15.2%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Phegans Bay When Migrants Arrived

1951–1960

1961–1970

1971–1980

1981–1990

1991–2000

2001–2010

2011–2015

2016

2019

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Phegans Bay Unpaid Domestic Work

Less than 5 hours

23.2%

5–14 hours

37.0%

15–29 hours

17.0%

30+ hours

12.0%

Did not do domestic work

10.9%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Phegans Bay Household Size

1 person

24.0%

2 persons

38.0%

3 persons

21.1%

4 persons

11.7%

5 persons

5.3%

Source: ABS Census 2021 G35 — Household Size by SAL

Phegans Bay Where Residents Moved From

Same address

343

Moved from NSW

Moved — same area (SA2)

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Phegans Bay Family Blending

Intact family — no other children

70.7%

Step family — no other children

20.7%

Blended family — no other children

8.6%

Source: ABS Census 2021 G31 — Family Blending by SAL

Phegans Bay Crime Statistics

Reported offences in 2025-26 — 3 total

Other Against Property

Other Against Person

Offence trend by year:

2020

2021

2022

2023

2024

2025

Source: NSW BOCSAR — bocsar.nsw.gov.au

Phegans Bay Schools

schools nearby

government

994

avg ICSEA score

3,485

total students

St John the Baptist Catholic Primary School Catholic

Primary · K-6 · 551 students

1081

ICSEA

Woy Woy South Public School Government

Primary · K-6 · 648 students

996

ICSEA

Ettalong Public School Government

Primary · K-6 · 490 students

975

ICSEA

Brisbane Water Secondary College Woy Woy Campus Government

Secondary · 10-12 · 644 students

974

ICSEA

Woy Woy Public School Government

Primary · P-6 · 365 students

970

ICSEA

Brisbane Water Secondary College Umina Campus Government

Secondary · 7-9 · 787 students

966

ICSEA

Aspect Central Coast School, Woy Woy Independent

Primary

EOC Broken Bay - Woy Woy Catholic

Primary

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Phegans Bay with map →

Phegans Bay Rent Prices & Affordability

22%

of income

Affordable

Household Income $2,075/wk

Median Rent $460/wk

Rent-to-Income 22.2%

Rent is under 25% of household income — generally considered affordable.

If you earn X in Phegans Bay

Your weekly income

≈ $8,992/month

Median rent $460/wk

Left after rent $1,615/wk

Rent share 22.2%

Cheaper alternatives with similar incomes

Point Frederick

Income: $882/wk Rent: $390/wk Save: $70/wk

Springwood (NSW)

Income: $855/wk Rent: $400/wk Save: $60/wk

Redhead

Income: $771/wk Rent: $420/wk Save: $40/wk

Boambee

Income: $809/wk Rent: $315/wk Save: $145/wk

Somersby

Income: $867/wk Rent: $380/wk Save: $80/wk

Kilaben Bay

Income: $859/wk Rent: $390/wk Save: $70/wk

Newcastle East

Income: $1,036/wk Rent: $390/wk Save: $70/wk

Windsor Downs

Income: $908/wk Rent: $420/wk Save: $40/wk

Phegans Bay vs State & National Average

Nearby Suburbs in NSW

Cobaki

Pop: 203 Income: $718/wk Rent: $300/wk

Boree Creek

Pop: 204 Income: $638/wk Rent: $220/wk

Carool

Pop: 204 Income: $612/wk Rent: $350/wk

Cawongla

Pop: 204 Income: $485/wk Rent: $280/wk

Kundle Kundle

Pop: 204 Income: $748/wk Rent: $310/wk

Stanbridge

Pop: 204 Income: $758/wk Rent: $175/wk

Compare Phegans Bay

Phegans Bay vs Cobaki →Phegans Bay vs Boree Creek →Phegans Bay vs Carool →Phegans Bay vs Cawongla →

Frequently Asked Questions About Phegans Bay

What is the population of Phegans Bay NSW?

The population of Phegans Bay NSW is 406 according to the ABS Census 2021.The suburb has a population density of 722.2 people per km².Phegans Bay is ranked #5,391 out of 14,663 suburbs by population.

What is the median income in Phegans Bay?

The median personal income in Phegans Bay NSW is $944 per week, or $49,088 per year.The median household income is $2,075 per week.Family income is $2,571 per week.Phegans Bay is ranked #1,672 by income out of 14,663 Australian suburbs.

How much is rent in Phegans Bay?

Median rent in Phegans Bay NSW is $460 per week ($1,993 per month).Rent represents 22.2% of household income, which is considered affordable.Phegans Bay ranks #939 out of 14,663 suburbs by rent.

What are mortgage repayments in Phegans Bay?

The median monthly mortgage repayment in Phegans Bay NSW is $2,392. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Phegans Bay?

The median age in Phegans Bay NSW is 48 years.This is older than the national median age of 38 years.

Is Phegans Bay a good suburb to live in?

Phegans Bay is a suburb in New South Wales with a population of 406.The median income is $944/wk, which is above the NSW average of $781/wk.Rent affordability is rated as affordable (22.2% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13204. All dollar figures in AUD.