New South Wales · Suburb Profile

Fingal Bay NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Fingal Bay, New South Wales. ABS Census 2021.

The population of Fingal Bay NSW is 1,635 according to the 2021 Census. The median personal income in Fingal Bay is $573 per week ($29,796 per year). Median rent in Fingal Bay is $390 per week ($1,690 per month). Fingal Bay has a median age of 63 years, older than the national median of 38. Fingal Bay has a population density of 170.1 people per km².

The most common overseas birthplace in Fingal Bay is England. The most common religion is No Religion (35% of residents). After English, the most spoken language is Arabic. The median monthly mortgage repayment in Fingal Bay is $1,733.

There were 28 recorded offences in Fingal Bay in 2025-26, a rate of 17 offences per 1,000 people. The most common offence category was other against property (12 offences).

Fingal Bay Map

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Fingal Bay Population

residents (Census 2021)

Fingal Bay Median Income & Rent

💰

Median Income

$573/wk

$29,796 per year

#7479 of 14,663

🏠

Median Rent

$390/wk

$1,690 per month

#2258 of 14,663

👤

Median Age

63years

25 years older than national median

🏡

Mortgage

$1,733/mo

Avg household size: 2.1 · 0.7 per bedroom

Fingal Bay Demographics

Gender Split

Male 46.8% (762) Female 53.2% (866)

Population Density

170.1

people per km²

1,635 people · 9.6 km²

Households

2.1

Avg household size

0.7

Persons per bedroom

$1,303

Family income/wk

Fingal Bay Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Fingal Bay Housing Tenure

🏠

Owned outright

76.9% 346 dwellings

🏦

Owned with mortgage

23.1% 104 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Fingal Bay Country of Birth

Australia

93.1%

England

5.5%

Germany

0.8%

Egypt

0.6%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Fingal Bay Religion

No Religion

34.6%

Anglican

25.2%

Catholic

21.9%

Not stated

8.0%

Uniting Church

5.2%

Christinty Prsbytrin Refrmd

2.8%

Christian (other)

1.3%

Baptist

1.1%

Source: ABS Census 2021 G14 — Religion by SAL

Fingal Bay Education Level

Year 12 or equivalent

41.1%

Year 10 or equivalent

41.1%

Year 9 or equivalent

10.2%

Year 11 or equivalent

7.6%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Fingal Bay Languages Spoken at Home

Arabic

22.7%

IAL Nepali

22.7%

German

13.6%

Italian

13.6%

Spanish

13.6%

Other

13.6%

Source: ABS Census 2021 G13 — Language Spoken at Home by SAL

Fingal Bay Employment

💼

Employed full-time

16.7% 213 people

⏰

Employed part-time

17.8% 228 people

🔍

Unemployed

2.3% 30 people

🏠

Not in labour force

63.1% 807 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Fingal Bay Qualifications

Certificate III/IV

44.8%

Bachelor Degree

21.6%

Advanced Diploma/Diploma

19.4%

Postgraduate Degree

5.9%

Certificate I/II

4.1%

Graduate Diploma/Certificate

4.1%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Fingal Bay Occupation

Professionals

25.9%

Community & Personal Service

18.7%

Technicians & Trade Workers

18.4%

Managers

13.9%

Clerical & Administrative

8.5%

Sales Workers

5.7%

Machinery Operators & Drivers

4.4%

Labourers

4.4%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Fingal Bay Field of Study

Management & Commerce

22.1%

Education

14.0%

Engineering

13.4%

Architecture & Building

12.1%

Society & Culture

11.1%

Health

10.1%

Food, Hospitality & Personal Services

7.2%

Agriculture & Environment

3.9%

Natural & Physical Sciences

2.6%

Creative Arts

2.0%

Information Technology

1.6%

Source: ABS Census 2021 G51 — Field of Study by SAL

Fingal Bay Dwelling Types

Separate house

52.5%

Semi-detached (1 storey)

34.3%

Semi-detached (2+ storey)

13.2%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Fingal Bay Weekly Household Income

Nil/Negative/wk

2.9%

$1-$149/wk

0.6%

$150-$299/wk

1.8%

$300-$399/wk

2.0%

$400-$499/wk

10.1%

$500-$649/wk

4.9%

$650-$799/wk

12.4%

$800-$999/wk

10.3%

$1,000-$1,249/wk

10.0%

$1,250-$1,499/wk

12.9%

$1,500-$1,749/wk

4.4%

$1,750-$1,999/wk

5.5%

$2,000-$2,499/wk

9.2%

$2,500-$2,999/wk

3.5%

$3,000-$3,499/wk

3.8%

$3,500-$3,999/wk

1.2%

$4,000+/wk

4.4%

Source: ABS Census 2021 G33 — Household Income by SAL

Fingal Bay Marital Status

💍

Married

57.4% 840

↔️

Separated

2.7% 40

📋

Divorced

10.7% 157

🕊️

Widowed

9.6% 141

👤

Never married

19.5% 286

Source: ABS Census 2021 G05 — Marital Status by SAL

Fingal Bay Ancestry

English

37.5%

Australian

28.9%

Irish

11.5%

Scottish

8.9%

German

3.7%

Other

3.3%

Aboriginal Australianralian

2.3%

Italian

1.1%

Welsh

1.1%

Dutch

0.6%

New Zealander

0.5%

French

0.5%

Source: ABS Census 2021 G08 — Ancestry by SAL

Fingal Bay School & University Attendance

Primary — Government

41.0%

Secondary — Government

18.1%

Vocational Education

13.8%

Secondary — Other Non-Govt

10.6%

Primary — Other Non-Govt

6.4%

Pre-school

5.9%

Primary — Catholic

4.3%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Fingal Bay Need for Assistance

♿

Needs assistance

8.0% 240

✅

No need for assistance

92.0% 2,748

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Fingal Bay Volunteering

🤝

Volunteer

20.9% 279

—

Not a volunteer

79.1% 1,057

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Fingal Bay Monthly Mortgage Repayments

$0-$299/mo

10.0%

$300-$449/mo

4.0%

$450-$599/mo

6.0%

$600-$799/mo

4.0%

$800-$999/mo

6.0%

$1,000-$1,399/mo

9.0%

$1,400-$1,799/mo

14.0%

$1,800-$2,399/mo

23.0%

$2,400-$2,999/mo

13.0%

$3,000-$3,999/mo

11.0%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Fingal Bay How People Get to Work

Car (driver)

67.0%

Did not go to work

23.1%

Car (passenger)

5.3%

Walked only

3.2%

Bicycle

0.7%

Other

0.7%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Fingal Bay Car Ownership

0 vehicles

4.7%

1 vehicle

50.1%

2 vehicles

34.0%

3 vehicles

7.7%

4+ vehicles

3.6%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Fingal Bay Number of Bedrooms

1 bedroom

1.8%

2 bedrooms

26.8%

3 bedrooms

43.9%

4 bedrooms

21.4%

5 bedrooms

4.5%

6+ bedrooms

1.4%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Fingal Bay Population Mobility

12.9%

moved in the last year

40.7%

moved in the last 5 years

5.3%

unemployment rate (Census)

36.2%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Fingal Bay Indigenous Population

3.3%

Aboriginal & Torres Strait Islander

102

Indigenous residents

2,980

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Fingal Bay Long-term Health Conditions

Arthritis

132

Mental health

130

Heart disease

Lung condition

Asthma

Diabetes

Cancer

Kidney disease

Stroke

Dementia

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Fingal Bay Personal Weekly Income Distribution

$0 or less/wk

10.2%

$1-$149/wk

5.1%

$150-$299/wk

7.2%

$300-$399/wk

7.8%

$400-$499/wk

7.0%

$500-$649/wk

5.6%

$650-$799/wk

12.7%

$800-$999/wk

11.3%

$1,000-$1,249/wk

10.9%

$1,250-$1,499/wk

7.9%

$1,500-$1,749/wk

4.4%

$1,750-$1,999/wk

3.0%

$2,000-$2,999/wk

4.3%

$3,000-$3,499/wk

0.9%

$3,500+/wk

1.7%

Source: ABS Census 2021 G17 — Personal Income by SAL

Fingal Bay Family Structure

Couple — no children

54.4%

Couple — children under 15

21.4%

Couple — no children under 15

11.3%

One parent — children under 15

7.7%

One parent — no children under 15

5.2%

Source: ABS Census 2021 G29 — Family Composition by SAL

Fingal Bay Military Service

🏅

Previously served

5.7% 77

👤

Never served

94.3% 1,263

Source: ABS Census 2021 G22 — ADF Service by SAL

Fingal Bay Unpaid Carers

🤲

Provided unpaid assistance

15.7% 209

—

Did not provide

84.3% 1,121

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Fingal Bay Children Ever Born

No children

19.0%

1 child

11.1%

2 children

38.2%

3 children

24.6%

4 children

7.1%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Fingal Bay When Migrants Arrived

Before 1951

1951–1960

1961–1970

1971–1980

1981–1990

1991–2000

2001–2010

2011–2015

2018

2019

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Fingal Bay Unpaid Domestic Work

Less than 5 hours

15.1%

5–14 hours

28.9%

15–29 hours

16.1%

30+ hours

11.4%

Did not do domestic work

28.5%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Fingal Bay Household Size

1 person

30.0%

2 persons

49.5%

3 persons

9.9%

4 persons

6.4%

5 persons

3.7%

6+ persons

0.4%

Source: ABS Census 2021 G35 — Household Size by SAL

Fingal Bay Where Residents Moved From

Same address

1,293

Moved from NSW

Moved — same area (SA2)

Moved from overseas

Moved from QLD

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Fingal Bay Family Blending

Intact family — no other children

74.0%

Step family — no other children

22.1%

Blended family — no other children

3.8%

Source: ABS Census 2021 G31 — Family Blending by SAL

Fingal Bay Crime Statistics

Reported offences in 2025-26 — 28 total

Other Against Property

Theft

Property Damage

Assault

Other Against Person

Drug Offences

Offence trend by year:

2020

2021

2022

2023

2024

2025

Source: NSW BOCSAR — bocsar.nsw.gov.au

Fingal Bay Schools

schools nearby

government

962

avg ICSEA score

237

total students

Shoal Bay Public School Government

Primary · K-6 · 237 students

962

ICSEA

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Fingal Bay with map →

Fingal Bay Rent Prices & Affordability

35%

of income

Stressed

Household Income $1,114/wk

Median Rent $390/wk

Rent-to-Income 35.0%

Rent exceeds 35% of household income — this area may be under housing stress.

If you earn X in Fingal Bay

Your weekly income

≈ $4,827/month

Median rent $390/wk

Left after rent $724/wk

Rent share 35.0%

Cheaper alternatives with similar incomes

Chain Valley Bay

Income: $530/wk Rent: $370/wk Save: $20/wk

Kew (NSW)

Income: $542/wk Rent: $370/wk Save: $20/wk

Dunbogan

Income: $529/wk Rent: $370/wk Save: $20/wk

Chinderah

Income: $521/wk Rent: $245/wk Save: $145/wk

Iluka (NSW)

Income: $487/wk Rent: $300/wk Save: $90/wk

Tuross Head

Income: $586/wk Rent: $330/wk Save: $60/wk

Bingara

Income: $479/wk Rent: $200/wk Save: $190/wk

Canton Beach

Income: $526/wk Rent: $300/wk Save: $90/wk

Fingal Bay vs State & National Average

Nearby Suburbs in NSW

Bangalee (NSW)

Pop: 818 Income: $851/wk Rent: $450/wk

Gunning

Pop: 820 Income: $985/wk Rent: $350/wk

Kalaru

Pop: 820 Income: $811/wk Rent: $375/wk

Bray Park (NSW)

Pop: 822 Income: $533/wk Rent: $350/wk

Clareville

Pop: 822 Income: $1,223/wk Rent: $1,125/wk

Euston

Pop: 822 Income: $741/wk Rent: $250/wk

Compare Fingal Bay

Fingal Bay vs Bangalee (NSW) →Fingal Bay vs Gunning →Fingal Bay vs Kalaru →Fingal Bay vs Bray Park (NSW) →

Frequently Asked Questions About Fingal Bay

What is the population of Fingal Bay NSW?

The population of Fingal Bay NSW is 1,635 according to the ABS Census 2021.The suburb has a population density of 170.1 people per km².Fingal Bay is ranked #3,285 out of 14,663 suburbs by population.

What is the median income in Fingal Bay?

The median personal income in Fingal Bay NSW is $573 per week, or $29,796 per year.The median household income is $1,114 per week.Family income is $1,303 per week.Fingal Bay is ranked #7,479 by income out of 14,663 Australian suburbs.

How much is rent in Fingal Bay?

Median rent in Fingal Bay NSW is $390 per week ($1,690 per month).Rent represents 35.0% of household income, which is considered stressed.Fingal Bay ranks #2,258 out of 14,663 suburbs by rent.

What are mortgage repayments in Fingal Bay?

The median monthly mortgage repayment in Fingal Bay NSW is $1,733. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Fingal Bay?

The median age in Fingal Bay NSW is 63 years.This is older than the national median age of 38 years.

Is Fingal Bay a good suburb to live in?

Fingal Bay is a suburb in New South Wales with a population of 1,635.The median income is $573/wk, which is below the NSW average of $781/wk.Rent affordability is rated as stressed (35.0% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 11521. All dollar figures in AUD.