New South Wales · Suburb Profile

Lower Belford NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Lower Belford, New South Wales. ABS Census 2021.

The population of Lower Belford NSW is 407 according to the 2021 Census. The median personal income in Lower Belford is $903 per week ($46,956 per year). Median rent in Lower Belford is $300 per week ($1,300 per month). Lower Belford has a median age of 46 years, older than the national median of 38. Lower Belford has a population density of 9.7 people per km².

The most common overseas birthplace in Lower Belford is England. The most common religion is Catholic (30% of residents). The median monthly mortgage repayment in Lower Belford is $2,188.

There were 2 recorded offences in Lower Belford in 2025-26, a rate of 5 offences per 1,000 people. The most common offence category was sexual offences (1 offences).

Lower Belford Map

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Lower Belford Population

residents (Census 2021)

Lower Belford Median Income & Rent

💰

Median Income

$903/wk

$46,956 per year

#2089 of 14,663

🏠

Median Rent

$300/wk

$1,300 per month

#4529 of 14,663

👤

Median Age

46years

8 years older than national median

🏡

Mortgage

$2,188/mo

Avg household size: 2.9 · 0.8 per bedroom

Lower Belford Demographics

Gender Split

Male 52.5% (210) Female 47.5% (190)

Population Density

9.7

people per km²

407 people · 41.8 km²

Households

2.9

Avg household size

0.8

Persons per bedroom

$2,899

Family income/wk

Lower Belford Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Lower Belford Housing Tenure

🏠

Owned outright

43.6% 51 dwellings

🏦

Owned with mortgage

56.4% 66 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Lower Belford Country of Birth

Australia

98.5%

England

1.5%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Lower Belford Religion

Catholic

29.7%

Anglican

29.2%

No Religion

27.2%

Uniting Church

4.6%

Not stated

4.6%

Christian (other)

1.8%

Christnty Sevnth dy Advntst

1.5%

Christinty Prsbytrin Refrmd

1.5%

Source: ABS Census 2021 G14 — Religion by SAL

Lower Belford Education Level

Year 10 or equivalent

43.8%

Year 12 or equivalent

41.8%

Year 11 or equivalent

7.7%

Year 9 or equivalent

6.7%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Lower Belford Employment

💼

Employed full-time

51.6% 161 people

⏰

Employed part-time

21.8% 68 people

🔍

Unemployed

2.2% 7 people

🏠

Not in labour force

24.4% 76 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Lower Belford Qualifications

Certificate III/IV

56.3%

Advanced Diploma/Diploma

21.0%

Bachelor Degree

17.0%

Certificate I/II

3.4%

Postgraduate Degree

2.3%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Lower Belford Occupation

Technicians & Trade Workers

22.5%

Professionals

18.1%

Managers

17.5%

Clerical & Administrative

13.1%

Machinery Operators & Drivers

11.3%

Labourers

8.1%

Sales Workers

5.0%

Community & Personal Service

4.4%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Lower Belford Field of Study

Engineering

34.7%

Management & Commerce

25.7%

Society & Culture

8.3%

Education

6.9%

Health

6.9%

Food, Hospitality & Personal Services

6.3%

Agriculture & Environment

6.3%

Natural & Physical Sciences

2.8%

Information Technology

2.1%

Source: ABS Census 2021 G51 — Field of Study by SAL

Lower Belford Dwelling Types

Separate house

100.0%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Lower Belford Weekly Household Income

$400-$499/wk

7.5%

$500-$649/wk

2.8%

$800-$999/wk

8.4%

$1,000-$1,249/wk

9.3%

$1,250-$1,499/wk

6.5%

$1,500-$1,749/wk

4.7%

$1,750-$1,999/wk

3.7%

$2,000-$2,499/wk

3.7%

$2,500-$2,999/wk

5.6%

$3,000-$3,499/wk

11.2%

$3,500-$3,999/wk

8.4%

$4,000+/wk

28.0%

Source: ABS Census 2021 G33 — Household Income by SAL

Lower Belford Marital Status

💍

Married

54.4% 184

↔️

Separated

3.0% 10

📋

Divorced

7.4% 25

🕊️

Widowed

4.4% 15

👤

Never married

30.8% 104

Source: ABS Census 2021 G05 — Marital Status by SAL

Lower Belford Ancestry

Australian

37.8%

English

32.4%

Scottish

9.9%

Irish

8.6%

German

4.7%

Aboriginal Australianralian

3.4%

Maltese

0.7%

Polish

0.7%

Other

0.7%

Italian

0.5%

Maori

0.5%

Source: ABS Census 2021 G08 — Ancestry by SAL

Lower Belford School & University Attendance

Primary — Government

23.7%

Primary — Catholic

19.7%

Secondary — Catholic

15.8%

Vocational Education

14.5%

Secondary — Government

9.2%

Secondary — Other Non-Govt

6.6%

Pre-school

5.3%

Primary — Other Non-Govt

5.3%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Lower Belford Need for Assistance

♿

Needs assistance

3.6% 28

✅

No need for assistance

96.4% 757

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Lower Belford Volunteering

🤝

Volunteer

20.1% 67

—

Not a volunteer

79.9% 267

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Lower Belford Monthly Mortgage Repayments

$800-$999/mo

8.2%

$1,000-$1,399/mo

20.4%

$1,400-$1,799/mo

6.1%

$1,800-$2,399/mo

22.4%

$2,400-$2,999/mo

12.2%

$3,000-$3,999/mo

30.6%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Lower Belford How People Get to Work

Car (driver)

73.7%

Did not go to work

15.4%

Car (passenger)

3.4%

Truck

2.9%

Walked only

2.9%

Motorbike/Scooter

1.7%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Lower Belford Car Ownership

1 vehicle

16.5%

2 vehicles

36.2%

3 vehicles

22.8%

4+ vehicles

24.4%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Lower Belford Number of Bedrooms

2 bedrooms

6.6%

3 bedrooms

32.8%

4 bedrooms

42.3%

5 bedrooms

14.6%

6+ bedrooms

3.6%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Lower Belford Population Mobility

11.6%

moved in the last year

32.6%

moved in the last 5 years

2.0%

unemployment rate (Census)

75.4%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Lower Belford Indigenous Population

5.8%

Aboriginal & Torres Strait Islander

Indigenous residents

749

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Lower Belford Long-term Health Conditions

Mental health

Arthritis

Asthma

Diabetes

Lung condition

Heart disease

Stroke

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Lower Belford Personal Weekly Income Distribution

$0 or less/wk

7.2%

$1-$149/wk

6.9%

$150-$299/wk

4.5%

$300-$399/wk

2.8%

$400-$499/wk

5.5%

$500-$649/wk

3.8%

$650-$799/wk

6.9%

$800-$999/wk

9.7%

$1,000-$1,249/wk

11.4%

$1,250-$1,499/wk

7.9%

$1,500-$1,749/wk

7.2%

$1,750-$1,999/wk

5.5%

$2,000-$2,999/wk

9.3%

$3,000-$3,499/wk

3.8%

$3,500+/wk

7.6%

Source: ABS Census 2021 G17 — Personal Income by SAL

Lower Belford Family Structure

Couple — children under 15

33.7%

Couple — no children

28.0%

Couple — no children under 15

26.9%

One parent — children under 15

5.7%

One parent — no children under 15

5.7%

Source: ABS Census 2021 G29 — Family Composition by SAL

Lower Belford Military Service

🏅

Previously served

3.7% 12

👤

Never served

96.3% 314

Source: ABS Census 2021 G22 — ADF Service by SAL

Lower Belford Unpaid Carers

🤲

Provided unpaid assistance

13.5% 44

—

Did not provide

86.5% 283

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Lower Belford Children Ever Born

No children

31.4%

1 child

11.4%

2 children

20.7%

3 children

27.1%

4 children

9.3%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Lower Belford When Migrants Arrived

1981–1990

2001–2010

2011–2015

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Lower Belford Unpaid Domestic Work

Less than 5 hours

18.1%

5–14 hours

34.1%

15–29 hours

16.6%

30+ hours

10.1%

Did not do domestic work

21.1%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Lower Belford Household Size

1 person

14.3%

2 persons

35.7%

3 persons

17.9%

4 persons

20.7%

5 persons

5.0%

6+ persons

6.4%

Source: ABS Census 2021 G35 — Household Size by SAL

Lower Belford Where Residents Moved From

Same address

350

Moved from NSW

Moved — same area (SA2)

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Lower Belford Family Blending

Intact family — no other children

80.0%

Step family — no other children

20.0%

Source: ABS Census 2021 G31 — Family Blending by SAL

Lower Belford Crime Statistics

Reported offences in 2025-26 — 2 total

Sexual Offences

Theft

Offence trend by year:

2020

2021

2022

2023

2024

2025

Source: NSW BOCSAR — bocsar.nsw.gov.au

Lower Belford Schools

schools nearby

government

926

avg ICSEA score

total students

Kirkton Public School Government

Primary · K-6 · 45 students

926

ICSEA

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Lower Belford with map →

Lower Belford Rent Prices & Affordability

13%

of income

Affordable

Household Income $2,374/wk

Median Rent $300/wk

Rent-to-Income 12.6%

Rent is under 25% of household income — generally considered affordable.

If you earn X in Lower Belford

Your weekly income

≈ $10,287/month

Median rent $300/wk

Left after rent $2,074/wk

Rent share 12.6%

Cheaper alternatives with similar incomes

Malabar

Income: $820/wk Rent: $150/wk Save: $150/wk

West Albury

Income: $794/wk Rent: $255/wk Save: $45/wk

Carss Park

Income: $913/wk Rent: $288/wk Save: $12/wk

Warren

Income: $740/wk Rent: $215/wk Save: $85/wk

Bombala

Income: $725/wk Rent: $215/wk Save: $85/wk

Berridale

Income: $755/wk Rent: $270/wk Save: $30/wk

Albury

Income: $930/wk Rent: $270/wk Save: $30/wk

Hamilton South

Income: $770/wk Rent: $162/wk Save: $138/wk

Lower Belford vs State & National Average

Nearby Suburbs in NSW

Boree Creek

Pop: 204 Income: $638/wk Rent: $220/wk

Carool

Pop: 204 Income: $612/wk Rent: $350/wk

Cawongla

Pop: 204 Income: $485/wk Rent: $280/wk

Kundle Kundle

Pop: 204 Income: $748/wk Rent: $310/wk

Stanbridge

Pop: 204 Income: $758/wk Rent: $175/wk

Rous Mill

Pop: 204 Income: $816/wk Rent: $410/wk

Compare Lower Belford

Lower Belford vs Boree Creek →Lower Belford vs Carool →Lower Belford vs Cawongla →Lower Belford vs Kundle Kundle →

Frequently Asked Questions About Lower Belford

What is the population of Lower Belford NSW?

The population of Lower Belford NSW is 407 according to the ABS Census 2021.The suburb has a population density of 9.7 people per km².Lower Belford is ranked #5,384 out of 14,663 suburbs by population.

What is the median income in Lower Belford?

The median personal income in Lower Belford NSW is $903 per week, or $46,956 per year.The median household income is $2,374 per week.Family income is $2,899 per week.Lower Belford is ranked #2,089 by income out of 14,663 Australian suburbs.

How much is rent in Lower Belford?

Median rent in Lower Belford NSW is $300 per week ($1,300 per month).Rent represents 12.6% of household income, which is considered affordable.Lower Belford ranks #4,529 out of 14,663 suburbs by rent.

What are mortgage repayments in Lower Belford?

The median monthly mortgage repayment in Lower Belford NSW is $2,188. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Lower Belford?

The median age in Lower Belford NSW is 46 years.This is older than the national median age of 38 years.

Is Lower Belford a good suburb to live in?

Lower Belford is a suburb in New South Wales with a population of 407.The median income is $903/wk, which is above the NSW average of $781/wk.Rent affordability is rated as affordable (12.6% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 12410. All dollar figures in AUD.