Victoria · Suburb Profile

Tarwin Lower VIC — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Tarwin Lower, Victoria. ABS Census 2021.

The population of Tarwin Lower VIC is 462 according to the 2021 Census. The median personal income in Tarwin Lower is $716 per week ($37,232 per year). Median rent in Tarwin Lower is $210 per week ($910 per month). Tarwin Lower has a median age of 53 years, older than the national median of 38. Tarwin Lower has a population density of 2.1 people per km².

The most common overseas birthplace in Tarwin Lower is England. The most common religion is No Religion (52% of residents). The median monthly mortgage repayment in Tarwin Lower is $1,548.

There were 28 recorded offences in Tarwin Lower in 2025-25, a rate of 61 offences per 1,000 people. The most common offence category was break & enter (8 offences).

Tarwin Lower Map

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Tarwin Lower Population

residents (Census 2021)

Tarwin Lower Median Income & Rent

💰

Median Income

$716/wk

$37,232 per year

#5172 of 14,663

🏠

Median Rent

$210/wk

$910 per month

#7231 of 14,663

👤

Median Age

53years

15 years older than national median

🏡

Mortgage

$1,548/mo

Avg household size: 2.2 · 0.7 per bedroom

Tarwin Lower Demographics

Gender Split

Male 51.6% (237) Female 48.4% (222)

Population Density

2.1

people per km²

462 people · 223.0 km²

Households

2.2

Avg household size

0.7

Persons per bedroom

$1,671

Family income/wk

Tarwin Lower Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Tarwin Lower Housing Tenure

🏠

Owned outright

61.3% 103 dwellings

🏦

Owned with mortgage

38.7% 65 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Tarwin Lower Country of Birth

Australia

95.7%

England

2.9%

Fiji

1.4%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Tarwin Lower Religion

No Religion

52.2%

Catholic

15.8%

Anglican

12.5%

Not stated

7.6%

Uniting Church

7.4%

Baptist

2.9%

Pentecostal

0.9%

Christian (other)

0.7%

Source: ABS Census 2021 G14 — Religion by SAL

Tarwin Lower Education Level

Year 12 or equivalent

53.7%

Year 10 or equivalent

21.8%

Year 11 or equivalent

18.6%

Year 9 or equivalent

5.9%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Tarwin Lower Employment

💼

Employed full-time

28.9% 102 people

⏰

Employed part-time

26.6% 94 people

🔍

Unemployed

2.3% 8 people

🏠

Not in labour force

42.2% 149 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Tarwin Lower Qualifications

Certificate III/IV

38.3%

Bachelor Degree

25.9%

Advanced Diploma/Diploma

21.4%

Postgraduate Degree

9.5%

Graduate Diploma/Certificate

5.0%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Tarwin Lower Occupation

Managers

26.1%

Professionals

22.5%

Technicians & Trade Workers

16.9%

Community & Personal Service

11.3%

Labourers

9.2%

Sales Workers

7.0%

Clerical & Administrative

4.2%

Machinery Operators & Drivers

2.8%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Tarwin Lower Field of Study

Society & Culture

19.7%

Engineering

16.8%

Health

11.7%

Management & Commerce

11.7%

Agriculture & Environment

10.9%

Creative Arts

9.5%

Education

7.3%

Architecture & Building

7.3%

Food, Hospitality & Personal Services

2.9%

Natural & Physical Sciences

2.2%

Source: ABS Census 2021 G51 — Field of Study by SAL

Tarwin Lower Dwelling Types

Separate house

97.4%

Semi-detached (1 storey)

2.6%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Tarwin Lower Weekly Household Income

Nil/Negative/wk

1.7%

$150-$299/wk

2.8%

$300-$399/wk

2.3%

$400-$499/wk

5.1%

$500-$649/wk

5.7%

$650-$799/wk

11.4%

$800-$999/wk

8.0%

$1,000-$1,249/wk

9.7%

$1,250-$1,499/wk

5.1%

$1,500-$1,749/wk

5.1%

$1,750-$1,999/wk

5.1%

$2,000-$2,499/wk

6.3%

$2,500-$2,999/wk

5.1%

$3,000-$3,499/wk

5.7%

$3,500-$3,999/wk

7.4%

$4,000+/wk

13.6%

Source: ABS Census 2021 G33 — Household Income by SAL

Tarwin Lower Marital Status

💍

Married

56.9% 222

↔️

Separated

3.1% 12

📋

Divorced

7.9% 31

🕊️

Widowed

6.4% 25

👤

Never married

25.6% 100

Source: ABS Census 2021 G05 — Marital Status by SAL

Tarwin Lower Ancestry

English

35.6%

Australian

29.8%

Irish

9.6%

Scottish

8.3%

Dutch

4.6%

Other

3.7%

Italian

2.6%

German

2.1%

Aboriginal Australianralian

1.4%

French

1.3%

Hungarian

0.6%

Indian

0.5%

Source: ABS Census 2021 G08 — Ancestry by SAL

Tarwin Lower School & University Attendance

Primary — Government

39.1%

Secondary — Government

18.8%

Vocational Education

13.0%

Pre-school

11.6%

Primary — Catholic

7.2%

Secondary — Other Non-Govt

5.8%

Secondary — Catholic

4.3%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Tarwin Lower Need for Assistance

♿

Needs assistance

4.7% 41

✅

No need for assistance

95.3% 824

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Tarwin Lower Volunteering

🤝

Volunteer

34.0% 125

—

Not a volunteer

66.0% 243

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Tarwin Lower Monthly Mortgage Repayments

$0-$299/mo

13.0%

$600-$799/mo

9.3%

$800-$999/mo

7.4%

$1,000-$1,399/mo

13.0%

$1,400-$1,799/mo

16.7%

$1,800-$2,399/mo

16.7%

$2,400-$2,999/mo

14.8%

$3,000-$3,999/mo

9.3%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Tarwin Lower How People Get to Work

Car (driver)

75.0%

Did not go to work

15.8%

Walked only

9.2%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Tarwin Lower Car Ownership

0 vehicles

1.6%

1 vehicle

24.5%

2 vehicles

39.1%

3 vehicles

19.8%

4+ vehicles

15.1%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Tarwin Lower Number of Bedrooms

1 bedroom

2.1%

2 bedrooms

14.4%

3 bedrooms

48.1%

4 bedrooms

31.0%

5 bedrooms

4.3%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Tarwin Lower Population Mobility

12.4%

moved in the last year

36.0%

moved in the last 5 years

3.6%

unemployment rate (Census)

57.7%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Tarwin Lower Indigenous Population

0.8%

Aboriginal & Torres Strait Islander

Indigenous residents

854

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Tarwin Lower Long-term Health Conditions

Mental health

Heart disease

Asthma

Arthritis

Lung condition

Diabetes

Cancer

Stroke

Kidney disease

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Tarwin Lower Personal Weekly Income Distribution

$0 or less/wk

11.4%

$1-$149/wk

2.0%

$150-$299/wk

6.2%

$300-$399/wk

7.8%

$400-$499/wk

3.9%

$500-$649/wk

5.2%

$650-$799/wk

11.4%

$800-$999/wk

12.1%

$1,000-$1,249/wk

8.8%

$1,250-$1,499/wk

6.5%

$1,500-$1,749/wk

6.2%

$1,750-$1,999/wk

5.9%

$2,000-$2,999/wk

6.2%

$3,000-$3,499/wk

2.9%

$3,500+/wk

3.3%

Source: ABS Census 2021 G17 — Personal Income by SAL

Tarwin Lower Family Structure

Couple — no children

47.5%

Couple — children under 15

33.8%

Couple — no children under 15

12.6%

One parent — children under 15

3.6%

One parent — no children under 15

2.5%

Source: ABS Census 2021 G29 — Family Composition by SAL

Tarwin Lower Military Service

🏅

Previously served

3.7% 14

👤

Never served

96.3% 362

Source: ABS Census 2021 G22 — ADF Service by SAL

Tarwin Lower Unpaid Carers

🤲

Provided unpaid assistance

15.4% 57

—

Did not provide

84.6% 314

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Tarwin Lower Children Ever Born

No children

28.1%

1 child

5.2%

2 children

30.1%

3 children

18.3%

4 children

16.3%

5+ children

2.0%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Tarwin Lower When Migrants Arrived

1951–1960

1961–1970

1971–1980

1981–1990

1991–2000

2001–2010

2011–2015

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Tarwin Lower Unpaid Domestic Work

Less than 5 hours

21.7%

5–14 hours

28.3%

15–29 hours

17.7%

30+ hours

14.7%

Did not do domestic work

17.7%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Tarwin Lower Household Size

1 person

25.6%

2 persons

49.2%

3 persons

8.2%

4 persons

5.1%

5 persons

8.2%

6+ persons

3.6%

Source: ABS Census 2021 G35 — Household Size by SAL

Tarwin Lower Where Residents Moved From

Same address

374

Moved from VIC

Moved — same area (SA2)

Moved from WA

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Tarwin Lower Family Blending

Intact family — no other children

86.8%

Blended family — no other children

13.2%

Source: ABS Census 2021 G31 — Family Blending by SAL

Tarwin Lower Crime Statistics

Reported offences in 2025-25 — 28 total

Break & Enter

Justice Procedures

Weapons

Property Damage

Drug Offences

Assault

Theft

Public Order

Offence trend by year:

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Source: Crime Statistics Agency Victoria — crimestatistics.vic.gov.au

Tarwin Lower Rent Prices & Affordability

17%

of income

Affordable

Household Income $1,262/wk

Median Rent $210/wk

Rent-to-Income 16.6%

Rent is under 25% of household income — generally considered affordable.

If you earn X in Tarwin Lower

Your weekly income

≈ $5,469/month

Median rent $210/wk

Left after rent $1,052/wk

Rent share 16.6%

Cheaper alternatives with similar incomes

Ouyen

Income: $614/wk Rent: $165/wk Save: $45/wk

Dimboola

Income: $575/wk Rent: $170/wk Save: $40/wk

Donald

Income: $604/wk Rent: $180/wk Save: $30/wk

Corryong

Income: $589/wk Rent: $200/wk Save: $10/wk

Cohuna

Income: $594/wk Rent: $185/wk Save: $25/wk

Kerang

Income: $573/wk Rent: $200/wk Save: $10/wk

Warracknabeal

Income: $637/wk Rent: $180/wk Save: $30/wk

Heywood

Income: $622/wk Rent: $180/wk Save: $30/wk

Tarwin Lower vs State & National Average

Nearby Suburbs in VIC

Rowsley

Pop: 231 Income: $823/wk Rent: $375/wk

Strath Creek

Pop: 231 Income: $691/wk Rent: $250/wk

Cobram East

Pop: 232 Income: $859/wk Rent: $320/wk

Elaine

Pop: 232 Income: $739/wk Rent: $166/wk

Fryerstown

Pop: 232 Income: $661/wk Rent: $275/wk

Kergunyah

Pop: 232 Income: $847/wk Rent: $115/wk

Compare Tarwin Lower

Tarwin Lower vs Rowsley →Tarwin Lower vs Strath Creek →Tarwin Lower vs Cobram East →Tarwin Lower vs Elaine →

Frequently Asked Questions About Tarwin Lower

What is the population of Tarwin Lower VIC?

The population of Tarwin Lower VIC is 462 according to the ABS Census 2021.The suburb has a population density of 2.1 people per km².Tarwin Lower is ranked #5,147 out of 14,663 suburbs by population.

What is the median income in Tarwin Lower?

The median personal income in Tarwin Lower VIC is $716 per week, or $37,232 per year.The median household income is $1,262 per week.Family income is $1,671 per week.Tarwin Lower is ranked #5,172 by income out of 14,663 Australian suburbs.

How much is rent in Tarwin Lower?

Median rent in Tarwin Lower VIC is $210 per week ($910 per month).Rent represents 16.6% of household income, which is considered affordable.Tarwin Lower ranks #7,231 out of 14,663 suburbs by rent.

What are mortgage repayments in Tarwin Lower?

The median monthly mortgage repayment in Tarwin Lower VIC is $1,548. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Tarwin Lower?

The median age in Tarwin Lower VIC is 53 years.This is older than the national median age of 38 years.

Is Tarwin Lower a good suburb to live in?

Tarwin Lower is a suburb in Victoria with a population of 462.The median income is $716/wk, which is below the VIC average of $779/wk.Rent affordability is rated as affordable (16.6% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 22465. All dollar figures in AUD.