New South Wales · Suburb Profile

Terara NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Terara, New South Wales. ABS Census 2021.

The population of Terara NSW is 305 according to the 2021 Census. The median personal income in Terara is $558 per week ($29,016 per year). Median rent in Terara is $210 per week ($910 per month). Terara has a median age of 59 years, older than the national median of 38. Terara has a population density of 34.6 people per km².

The most common overseas birthplace in Terara is England. The most common religion is No Religion (39% of residents). After English, the most spoken language is Thai. The median monthly mortgage repayment in Terara is $1,600.

There were 12 recorded offences in Terara in 2025-26, a rate of 39 offences per 1,000 people. The most common offence category was theft (3 offences).

Terara Map

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Terara Population

residents (Census 2021)

Terara Median Income & Rent

💰

Median Income

$558/wk

$29,016 per year

#7629 of 14,663

🏠

Median Rent

$210/wk

$910 per month

#7231 of 14,663

👤

Median Age

59years

21 years older than national median

🏡

Mortgage

$1,600/mo

Avg household size: 1.8 · 0.9 per bedroom

Terara Demographics

Gender Split

Male 50.2% (153) Female 49.8% (152)

Population Density

34.6

people per km²

305 people · 8.8 km²

Households

1.8

Avg household size

0.9

Persons per bedroom

$1,281

Family income/wk

Terara Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Terara Housing Tenure

🏠

Owned outright

87.9% 94 dwellings

🏦

Owned with mortgage

12.1% 13 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Terara Country of Birth

Australia

95.0%

England

5.0%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Terara Religion

No Religion

38.5%

Anglican

20.8%

Catholic

14.2%

Not stated

13.2%

Christian (other)

4.5%

Uniting Church

3.5%

Christinty Prsbytrin Refrmd

3.1%

Buddhism

2.1%

Source: ABS Census 2021 G14 — Religion by SAL

Terara Education Level

Year 10 or equivalent

44.4%

Year 12 or equivalent

34.3%

Year 9 or equivalent

13.0%

Year 11 or equivalent

8.3%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Terara Languages Spoken at Home

Thai

100.0%

Source: ABS Census 2021 G13 — Language Spoken at Home by SAL

Terara Employment

💼

Employed full-time

24.9% 57 people

⏰

Employed part-time

14.8% 34 people

🔍

Unemployed

1.7% 4 people

🏠

Not in labour force

58.5% 134 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Terara Qualifications

Certificate III/IV

49.0%

Bachelor Degree

22.9%

Advanced Diploma/Diploma

14.6%

Graduate Diploma/Certificate

5.2%

Certificate I/II

5.2%

Postgraduate Degree

3.1%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Terara Occupation

Professionals

23.9%

Managers

16.4%

Community & Personal Service

13.4%

Labourers

11.9%

Clerical & Administrative

10.4%

Technicians & Trade Workers

10.4%

Sales Workers

9.0%

Machinery Operators & Drivers

4.5%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Terara Field of Study

Society & Culture

23.3%

Engineering

15.0%

Management & Commerce

13.3%

Architecture & Building

11.7%

Food, Hospitality & Personal Services

10.0%

Health

10.0%

Creative Arts

8.3%

Natural & Physical Sciences

8.3%

Source: ABS Census 2021 G51 — Field of Study by SAL

Terara Dwelling Types

Separate house

100.0%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Terara Weekly Household Income

Nil/Negative/wk

6.0%

$150-$299/wk

5.2%

$300-$399/wk

8.6%

$400-$499/wk

9.5%

$500-$649/wk

19.8%

$650-$799/wk

5.2%

$800-$999/wk

6.9%

$1,000-$1,249/wk

11.2%

$1,250-$1,499/wk

5.2%

$1,500-$1,749/wk

6.0%

$2,000-$2,499/wk

8.6%

$3,000-$3,499/wk

3.4%

$4,000+/wk

4.3%

Source: ABS Census 2021 G33 — Household Income by SAL

Terara Marital Status

💍

Married

36.9% 101

↔️

Separated

4.7% 13

📋

Divorced

22.6% 62

🕊️

Widowed

9.5% 26

👤

Never married

26.3% 72

Source: ABS Census 2021 G05 — Marital Status by SAL

Terara Ancestry

Australian

38.2%

English

34.1%

Scottish

8.2%

Irish

6.9%

Other

5.2%

Aboriginal Australianralian

3.6%

Dutch

1.9%

New Zealander

1.1%

German

0.8%

Source: ABS Census 2021 G08 — Ancestry by SAL

Terara School & University Attendance

Primary — Government

35.1%

Secondary — Government

24.3%

Secondary — Other Non-Govt

13.5%

Primary — Other Non-Govt

10.8%

Vocational Education

8.1%

Primary — Catholic

8.1%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Terara Need for Assistance

♿

Needs assistance

9.0% 47

✅

No need for assistance

91.0% 473

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Terara Volunteering

🤝

Volunteer

15.2% 36

—

Not a volunteer

84.8% 201

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Terara Monthly Mortgage Repayments

$1,400-$1,799/mo

36.4%

$1,800-$2,399/mo

63.6%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Terara How People Get to Work

Car (driver)

73.1%

Did not go to work

9.0%

Walked only

7.7%

Car (passenger)

6.4%

Truck

3.8%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Terara Car Ownership

0 vehicles

11.6%

1 vehicle

41.3%

2 vehicles

31.4%

3 vehicles

8.3%

4+ vehicles

7.4%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Terara Number of Bedrooms

1 bedroom

25.0%

2 bedrooms

37.9%

3 bedrooms

17.7%

4 bedrooms

16.9%

5 bedrooms

2.4%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Terara Population Mobility

14.6%

moved in the last year

38.3%

moved in the last 5 years

3.9%

unemployment rate (Census)

38.4%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Terara Indigenous Population

4.5%

Aboriginal & Torres Strait Islander

Indigenous residents

510

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Terara Long-term Health Conditions

Mental health

Lung condition

Arthritis

Diabetes

Heart disease

Asthma

Kidney disease

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Terara Personal Weekly Income Distribution

$0 or less/wk

4.2%

$1-$149/wk

6.0%

$150-$299/wk

7.7%

$300-$399/wk

9.5%

$400-$499/wk

9.5%

$500-$649/wk

10.1%

$650-$799/wk

13.7%

$800-$999/wk

4.2%

$1,000-$1,249/wk

13.7%

$1,250-$1,499/wk

3.0%

$1,500-$1,749/wk

6.0%

$1,750-$1,999/wk

1.8%

$2,000-$2,999/wk

8.9%

$3,500+/wk

1.8%

Source: ABS Census 2021 G17 — Personal Income by SAL

Terara Family Structure

Couple — no children

43.0%

Couple — children under 15

29.7%

One parent — no children under 15

13.9%

Couple — no children under 15

10.3%

One parent — children under 15

3.0%

Source: ABS Census 2021 G29 — Family Composition by SAL

Terara Military Service

🏅

Previously served

2.1% 5

👤

Never served

97.9% 228

Source: ABS Census 2021 G22 — ADF Service by SAL

Terara Unpaid Carers

🤲

Provided unpaid assistance

18.1% 43

—

Did not provide

81.9% 195

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Terara Children Ever Born

No children

13.0%

1 child

7.6%

2 children

28.3%

3 children

28.3%

4 children

18.5%

5+ children

4.3%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Terara When Migrants Arrived

Before 1951

1961–1970

1971–1980

1981–1990

1991–2000

2011–2015

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Terara Unpaid Domestic Work

Less than 5 hours

18.0%

5–14 hours

25.5%

15–29 hours

16.7%

30+ hours

8.4%

Did not do domestic work

31.4%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Terara Household Size

1 person

51.7%

2 persons

31.3%

3 persons

5.4%

4 persons

3.4%

5 persons

5.4%

6+ persons

2.7%

Source: ABS Census 2021 G35 — Household Size by SAL

Terara Where Residents Moved From

Same address

223

Moved from NSW

Moved — same area (SA2)

Moved from overseas

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Terara Family Blending

Intact family — no other children

83.3%

Step family — no other children

16.7%

Source: ABS Census 2021 G31 — Family Blending by SAL

Terara Crime Statistics

Reported offences in 2025-26 — 12 total

Theft

Property Damage

Drug Offences

Other Against Property

Assault

Sexual Offences

Weapons

Offence trend by year:

2020

2021

2022

2023

2024

2025

Source: NSW BOCSAR — bocsar.nsw.gov.au

Terara Schools

schools nearby

government

943

avg ICSEA score

5,620

total students

Nowra Anglican College Independent

Combined · K-12 · 1,152 students

1094

ICSEA

St John the Evangelist Catholic High School Catholic

Secondary · 7-12 · 935 students

1028

ICSEA

Terara Public School Government

Primary · K-6 · 96 students

1009

ICSEA

Bomaderry High School Government

Secondary · 7-12 · 707 students

955

ICSEA

Nowra High School Government

Secondary · 7-12 · 777 students

944

ICSEA

Bomaderry Public School Government

Primary · K-6 · 406 students

908

ICSEA

Nowra Public School Government

Primary · K-6 · 517 students

904

ICSEA

Shoalhaven High School Government

Secondary · 7-12 · 610 students

862

ICSEA

Nowra East Public School Government

Primary · P-6 · 420 students

784

ICSEA

Novo Education Space Shoalhaven Independent

Secondary

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Terara with map →

Terara Rent Prices & Affordability

25%

of income

Moderate

Household Income $825/wk

Median Rent $210/wk

Rent-to-Income 25.5%

Rent is between 25–35% of household income — moderate housing costs.

If you earn X in Terara

Your weekly income

≈ $3,575/month

Median rent $210/wk

Left after rent $615/wk

Rent share 25.5%

Cheaper alternatives with similar incomes

Grasmere

Income: $543/wk Rent: $116/wk Save: $94/wk

Barham

Income: $571/wk Rent: $185/wk Save: $25/wk

Barraba

Income: $470/wk Rent: $195/wk Save: $15/wk

Bingara

Income: $479/wk Rent: $200/wk Save: $10/wk

Daceyville

Income: $450/wk Rent: $130/wk Save: $80/wk

Wentworth (NSW)

Income: $496/wk Rent: $200/wk Save: $10/wk

Berrigan

Income: $586/wk Rent: $173/wk Save: $37/wk

Grenfell

Income: $554/wk Rent: $200/wk Save: $10/wk

Terara vs State & National Average

Nearby Suburbs in NSW

Backmede

Pop: 153 Income: $665/wk Rent: $276/wk

Barry (Blayney - NSW)

Pop: 153 Income: $756/wk Rent: $250/wk

Byangum

Pop: 153 Income: $550/wk Rent: $300/wk

Gocup

Pop: 153 Income: $1,116/wk Rent: $310/wk

Elrington

Pop: 155 Income: $784/wk Rent: $100/wk

Fawcetts Plain

Pop: 155 Income: $745/wk Rent: $350/wk

Compare Terara

Terara vs Backmede →Terara vs Barry (Blayney - NSW) →Terara vs Byangum →Terara vs Gocup →

Frequently Asked Questions About Terara

What is the population of Terara NSW?

The population of Terara NSW is 305 according to the ABS Census 2021.The suburb has a population density of 34.6 people per km².Terara is ranked #5,988 out of 14,663 suburbs by population.

What is the median income in Terara?

The median personal income in Terara NSW is $558 per week, or $29,016 per year.The median household income is $825 per week.Family income is $1,281 per week.Terara is ranked #7,629 by income out of 14,663 Australian suburbs.

How much is rent in Terara?

Median rent in Terara NSW is $210 per week ($910 per month).Rent represents 25.5% of household income, which is considered moderate.Terara ranks #7,231 out of 14,663 suburbs by rent.

What are mortgage repayments in Terara?

The median monthly mortgage repayment in Terara NSW is $1,600. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Terara?

The median age in Terara NSW is 59 years.This is older than the national median age of 38 years.

Is Terara a good suburb to live in?

Terara is a suburb in New South Wales with a population of 305.The median income is $558/wk, which is below the NSW average of $781/wk.Rent affordability is rated as moderate (25.5% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13810. All dollar figures in AUD.