Victoria · Suburb Profile

Waterloo VIC — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Waterloo, Victoria. ABS Census 2021.

The population of Waterloo VIC is 122 according to the 2021 Census. The median personal income in Waterloo is $545 per week ($28,340 per year). Median rent in Waterloo is $165 per week ($715 per month). Waterloo has a median age of 50 years, older than the national median of 38. Waterloo has a population density of 1.7 people per km².

The most common overseas birthplace in Waterloo is England. The most common religion is No Religion (43% of residents). The median monthly mortgage repayment in Waterloo is $1,040.

There were 9 recorded offences in Waterloo in 2025-25, a rate of 74 offences per 1,000 people. The most common offence category was theft (4 offences).

Waterloo Map

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Waterloo Population

residents (Census 2021)

Waterloo Median Income & Rent

💰

Median Income

$545/wk

$28,340 per year

#7776 of 14,663

🏠

Median Rent

$165/wk

$715 per month

#8084 of 14,663

👤

Median Age

50years

12 years older than national median

🏡

Mortgage

$1,040/mo

Avg household size: 2.2 · 0.8 per bedroom

Waterloo Demographics

Gender Split

Male 46.4% (58) Female 53.6% (67)

Population Density

1.7

people per km²

122 people · 73.7 km²

Households

2.2

Avg household size

0.8

Persons per bedroom

$1,531

Family income/wk

Waterloo Age Distribution

5-9

10-14

15-19

20-24

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Waterloo Housing Tenure

🏠

Owned outright

72.3% 34 dwellings

🏦

Owned with mortgage

27.7% 13 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Waterloo Country of Birth

Australia

89.8%

England

10.2%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Waterloo Religion

No Religion

43.0%

Catholic

21.9%

Anglican

12.5%

Not stated

10.2%

Uniting Church

7.8%

Pentecostal

4.7%

Source: ABS Census 2021 G14 — Religion by SAL

Waterloo Education Level

Year 12 or equivalent

44.3%

Year 10 or equivalent

29.5%

Year 11 or equivalent

19.3%

Year 9 or equivalent

6.8%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Waterloo Employment

💼

Employed full-time

31.7% 32 people

⏰

Employed part-time

26.7% 27 people

🏠

Not in labour force

41.6% 42 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Waterloo Qualifications

Certificate III/IV

32.1%

Certificate I/II

20.8%

Advanced Diploma/Diploma

17.0%

Graduate Diploma/Certificate

11.3%

Bachelor Degree

11.3%

Postgraduate Degree

7.5%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Waterloo Occupation

Technicians & Trade Workers

21.7%

Managers

17.4%

Professionals

17.4%

Clerical & Administrative

17.4%

Machinery Operators & Drivers

13.0%

Labourers

13.0%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Waterloo Field of Study

Agriculture & Environment

27.6%

Engineering

20.7%

Health

17.2%

Management & Commerce

13.8%

Architecture & Building

10.3%

Society & Culture

10.3%

Source: ABS Census 2021 G51 — Field of Study by SAL

Waterloo Dwelling Types

Separate house

100.0%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Waterloo Weekly Household Income

$300-$399/wk

20.5%

$400-$499/wk

12.8%

$650-$799/wk

17.9%

$1,000-$1,249/wk

15.4%

$1,500-$1,749/wk

7.7%

$2,000-$2,499/wk

7.7%

$2,500-$2,999/wk

10.3%

$4,000+/wk

7.7%

Source: ABS Census 2021 G33 — Household Income by SAL

Waterloo Marital Status

💍

Married

47.7% 51

📋

Divorced

17.8% 19

🕊️

Widowed

5.6% 6

👤

Never married

29.0% 31

Source: ABS Census 2021 G05 — Marital Status by SAL

Waterloo Ancestry

Australian

34.6%

English

32.7%

Scottish

8.0%

Irish

7.4%

Italian

3.7%

Filipino

3.1%

German

2.5%

Other

2.5%

New Zealander

1.9%

Spanish

1.9%

Welsh

1.9%

Source: ABS Census 2021 G08 — Ancestry by SAL

Waterloo School & University Attendance

Primary — Government

64.0%

Secondary — Government

24.0%

Secondary — Catholic

12.0%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Waterloo Need for Assistance

♿

Needs assistance

5.7% 13

✅

No need for assistance

94.3% 215

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Waterloo Volunteering

🤝

Volunteer

22.0% 22

—

Not a volunteer

78.0% 78

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Waterloo Monthly Mortgage Repayments

$0-$299/mo

36.4%

$1,000-$1,399/mo

36.4%

$1,800-$2,399/mo

27.3%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Waterloo How People Get to Work

Car (driver)

77.1%

Car (passenger)

8.3%

Did not go to work

8.3%

Truck

6.3%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Waterloo Car Ownership

1 vehicle

15.5%

2 vehicles

46.6%

3 vehicles

19.0%

4+ vehicles

19.0%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Waterloo Number of Bedrooms

1 bedroom

16.1%

2 bedrooms

16.1%

3 bedrooms

44.6%

4 bedrooms

23.2%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Waterloo Population Mobility

5.7%

moved in the last year

23.6%

moved in the last 5 years

3.2%

unemployment rate (Census)

58.3%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Waterloo Indigenous Population

0.0%

Aboriginal & Torres Strait Islander

Indigenous residents

225

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Waterloo Long-term Health Conditions

Mental health

Arthritis

Lung condition

Asthma

Cancer

Diabetes

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Waterloo Personal Weekly Income Distribution

$0 or less/wk

8.1%

$1-$149/wk

14.9%

$300-$399/wk

9.5%

$400-$499/wk

5.4%

$650-$799/wk

9.5%

$800-$999/wk

14.9%

$1,000-$1,249/wk

6.8%

$1,250-$1,499/wk

5.4%

$1,500-$1,749/wk

10.8%

$1,750-$1,999/wk

4.1%

$2,000-$2,999/wk

6.8%

$3,000-$3,499/wk

4.1%

Source: ABS Census 2021 G17 — Personal Income by SAL

Waterloo Family Structure

Couple — no children

44.0%

Couple — children under 15

30.8%

Couple — no children under 15

13.2%

One parent — no children under 15

7.7%

One parent — children under 15

4.4%

Source: ABS Census 2021 G29 — Family Composition by SAL

Waterloo Military Service

🏅

Previously served

4.1% 4

👤

Never served

95.9% 93

Source: ABS Census 2021 G22 — ADF Service by SAL

Waterloo Unpaid Carers

🤲

Provided unpaid assistance

16.7% 17

—

Did not provide

83.3% 85

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Waterloo Children Ever Born

No children

48.4%

2 children

22.6%

3 children

29.0%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Waterloo When Migrants Arrived

1971–1980

2016

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Waterloo Unpaid Domestic Work

Less than 5 hours

19.8%

5–14 hours

36.3%

15–29 hours

13.2%

30+ hours

22.0%

Did not do domestic work

8.8%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Waterloo Household Size

1 person

33.3%

2 persons

35.2%

3 persons

5.6%

4 persons

16.7%

5 persons

9.3%

Source: ABS Census 2021 G35 — Household Size by SAL

Waterloo Where Residents Moved From

Same address

100

Moved from VIC

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Waterloo Family Blending

Intact family — no other children

61.5%

Blended family — no other children

38.5%

Source: ABS Census 2021 G31 — Family Blending by SAL

Waterloo Crime Statistics

Reported offences in 2025-25 — 9 total

Theft

Property Damage

Traffic

Break & Enter

Offence trend by year:

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Source: Crime Statistics Agency Victoria — crimestatistics.vic.gov.au

Waterloo Rent Prices & Affordability

15%

of income

Affordable

Household Income $1,093/wk

Median Rent $165/wk

Rent-to-Income 15.1%

Rent is under 25% of household income — generally considered affordable.

If you earn X in Waterloo

Your weekly income

≈ $4,736/month

Median rent $165/wk

Left after rent $928/wk

Rent share 15.1%

Cheaper alternatives with similar incomes

Coleraine

Income: $502/wk Rent: $140/wk Save: $25/wk

Casterton

Income: $523/wk Rent: $160/wk Save: $5/wk

Waterloo vs State & National Average

Nearby Suburbs in VIC

Montgomery

Pop: 65 Income: $392/wk Rent: $240/wk

Bathumi

Pop: 76 Income: $1,149/wk Rent: $250/wk

Baynton (Vic.)

Pop: 95 Income: $810/wk Rent: $305/wk

Bearii

Pop: 167 Income: $459/wk Rent: $185/wk

Crowlands

Pop: 72 Income: $525/wk Rent: $119/wk

Croxton East

Pop: 70 Income: $860/wk Rent: $250/wk

Compare Waterloo (Vic.)

Waterloo (Vic.) vs Montgomery →Waterloo (Vic.) vs Bathumi →Waterloo (Vic.) vs Baynton (Vic.) →Waterloo (Vic.) vs Bearii →

Frequently Asked Questions About Waterloo

What is the population of Waterloo VIC?

The population of Waterloo VIC is 122 according to the ABS Census 2021.The suburb has a population density of 1.7 people per km².Waterloo is ranked #8,378 out of 14,663 suburbs by population.

What is the median income in Waterloo?

The median personal income in Waterloo VIC is $545 per week, or $28,340 per year.The median household income is $1,093 per week.Family income is $1,531 per week.Waterloo is ranked #7,776 by income out of 14,663 Australian suburbs.

How much is rent in Waterloo?

Median rent in Waterloo VIC is $165 per week ($715 per month).Rent represents 15.1% of household income, which is considered affordable.Waterloo ranks #8,084 out of 14,663 suburbs by rent.

What are mortgage repayments in Waterloo?

The median monthly mortgage repayment in Waterloo VIC is $1,040. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Waterloo?

The median age in Waterloo VIC is 50 years.This is older than the national median age of 38 years.

Is Waterloo a good suburb to live in?

Waterloo is a suburb in Victoria with a population of 122.The median income is $545/wk, which is below the VIC average of $779/wk.Rent affordability is rated as affordable (15.1% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 22719. All dollar figures in AUD.