New South Wales · Suburb Profile

Silverwater NSW — Suburb Profile

Population, median income, rent prices, housing costs and demographics for Silverwater, New South Wales. ABS Census 2021.

The population of Silverwater NSW is 274 according to the 2021 Census. The median personal income in Silverwater is $578 per week ($30,056 per year). Median rent in Silverwater is $380 per week ($1,647 per month). Silverwater has a median age of 51 years, older than the national median of 38. Silverwater has a population density of 305.5 people per km².

The most common overseas birthplace in Silverwater is England. The most common religion is No Religion (40% of residents). The median monthly mortgage repayment in Silverwater is $1,625.

Silverwater Map

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Silverwater Population

residents (Census 2021)

Silverwater Median Income & Rent

💰

Median Income

$578/wk

$30,056 per year

#7404 of 14,663

🏠

Median Rent

$380/wk

$1,647 per month

#2445 of 14,663

👤

Median Age

51years

13 years older than national median

🏡

Mortgage

$1,625/mo

Avg household size: 2.4 · 0.7 per bedroom

Silverwater Demographics

Gender Split

Male 52.2% (141) Female 47.8% (129)

Population Density

305.5

people per km²

274 people · 0.9 km²

Households

2.4

Avg household size

0.7

Persons per bedroom

$1,593

Family income/wk

Silverwater Age Distribution

0-4

5-9

10-14

15-19

20-24

25-29

30-34

35-39

40-44

45-49

50-54

55-59

60-64

65-69

70-74

75-79

80-84

85+

♂ Male ♀ Female

Source: ABS Census 2021 — Suburb & Locality (SAL)

Silverwater Housing Tenure

🏠

Owned outright

59.3% 51 dwellings

🏦

Owned with mortgage

40.7% 35 dwellings

Source: ABS Census 2021 — Suburb & Locality (SAL)

Silverwater Country of Birth

Australia

92.1%

England

7.9%

Source: ABS Census 2021 G09 — Country of Birth by SAL

Silverwater Religion

No Religion

40.0%

Anglican

16.6%

Catholic

16.2%

Not stated

6.8%

Christian (other)

6.0%

Uniting Church

6.0%

Christnty Sevnth dy Advntst

5.3%

Baptist

3.0%

Source: ABS Census 2021 G14 — Religion by SAL

Silverwater Education Level

Year 12 or equivalent

43.4%

Year 10 or equivalent

37.6%

Year 9 or equivalent

9.8%

Year 11 or equivalent

9.3%

Source: ABS Census 2021 G16 — Highest Year of School by SAL

Silverwater Employment

💼

Employed full-time

25.1% 57 people

⏰

Employed part-time

19.4% 44 people

🔍

Unemployed

5.3% 12 people

🏠

Not in labour force

50.2% 114 people

Source: ABS Census 2021 G46 — Labour Force Status by SAL

Silverwater Qualifications

Certificate III/IV

44.0%

Bachelor Degree

20.6%

Advanced Diploma/Diploma

15.6%

Graduate Diploma/Certificate

9.2%

Postgraduate Degree

8.5%

Certificate I/II

2.1%

Source: ABS Census 2021 G49 — Non-School Qualification by SAL

Silverwater Occupation

Professionals

23.9%

Technicians & Trade Workers

15.5%

Community & Personal Service

15.5%

Managers

14.1%

Clerical & Administrative

12.7%

Sales Workers

8.5%

Machinery Operators & Drivers

5.6%

Labourers

4.2%

Source: ABS Census 2021 G51 — Industry of Employment by Occupation

Silverwater Field of Study

Management & Commerce

22.2%

Health

21.0%

Engineering

14.8%

Creative Arts

9.9%

Education

8.6%

Architecture & Building

8.6%

Food, Hospitality & Personal Services

8.6%

Society & Culture

6.2%

Source: ABS Census 2021 G51 — Field of Study by SAL

Silverwater Dwelling Types

Separate house

100.0%

Source: ABS Census 2021 G36 — Dwelling Structure by SAL

Silverwater Weekly Household Income

$400-$499/wk

8.4%

$500-$649/wk

8.4%

$650-$799/wk

8.4%

$800-$999/wk

8.4%

$1,000-$1,249/wk

11.2%

$1,250-$1,499/wk

10.3%

$1,500-$1,749/wk

7.5%

$1,750-$1,999/wk

2.8%

$2,000-$2,499/wk

14.0%

$2,500-$2,999/wk

9.3%

$3,000-$3,499/wk

2.8%

$3,500-$3,999/wk

4.7%

$4,000+/wk

3.7%

Source: ABS Census 2021 G33 — Household Income by SAL

Silverwater Marital Status

💍

Married

55.0% 133

↔️

Separated

5.0% 12

📋

Divorced

13.6% 33

🕊️

Widowed

2.9% 7

👤

Never married

23.6% 57

Source: ABS Census 2021 G05 — Marital Status by SAL

Silverwater Ancestry

English

34.6%

Australian

33.6%

Scottish

9.7%

Irish

8.1%

Other

5.0%

Aboriginal Australianralian

2.9%

German

2.6%

Italian

1.3%

Greek

1.0%

Maltese

1.0%

Source: ABS Census 2021 G08 — Ancestry by SAL

Silverwater School & University Attendance

Secondary — Government

23.6%

Primary — Government

18.2%

Primary — Other Non-Govt

18.2%

Secondary — Other Non-Govt

12.7%

Vocational Education

12.7%

Pre-school

7.3%

Secondary — Catholic

7.3%

Source: ABS Census 2021 G15 — Type of Educational Institution by SAL

Silverwater Need for Assistance

♿

Needs assistance

12.8% 70

✅

No need for assistance

87.2% 479

Source: ABS Census 2021 G18 — Core Activity Need for Assistance by SAL

Silverwater Volunteering

🤝

Volunteer

16.2% 38

—

Not a volunteer

83.8% 197

Source: ABS Census 2021 G23 — Voluntary Work by SAL

Silverwater Monthly Mortgage Repayments

$1,000-$1,399/mo

25.0%

$1,400-$1,799/mo

25.0%

$1,800-$2,399/mo

28.6%

$2,400-$2,999/mo

10.7%

$3,000-$3,999/mo

10.7%

Source: ABS Census 2021 G38 — Mortgage Repayment by SAL

Silverwater How People Get to Work

Car (driver)

82.9%

Did not go to work

8.5%

Truck

4.9%

Car (passenger)

3.7%

Source: ABS Census 2021 G62 — Method of Travel to Work by SAL

Silverwater Car Ownership

1 vehicle

38.0%

2 vehicles

35.2%

3 vehicles

15.7%

4+ vehicles

11.1%

Source: ABS Census 2021 G34 — Motor Vehicles per Dwelling by SAL

Silverwater Number of Bedrooms

2 bedrooms

10.4%

3 bedrooms

44.3%

4 bedrooms

37.7%

5 bedrooms

7.5%

Source: ABS Census 2021 G41 — Number of Bedrooms by SAL

Silverwater Population Mobility

18.6%

moved in the last year

41.6%

moved in the last 5 years

9.6%

unemployment rate (Census)

47.7%

labour force participation

Source: ABS Census 2021 G43 — Summary by SAL

Silverwater Indigenous Population

4.3%

Aboriginal & Torres Strait Islander

Indigenous residents

492

Non-Indigenous residents

Source: ABS Census 2021 G07 — Indigenous Status by SAL

Silverwater Long-term Health Conditions

Mental health

Asthma

Arthritis

Lung condition

Heart disease

Stroke

Kidney disease

Cancer

Diabetes

Source: ABS Census 2021 G19 — Long-term Health Conditions by SAL

Silverwater Personal Weekly Income Distribution

$0 or less/wk

7.3%

$1-$149/wk

2.2%

$150-$299/wk

10.6%

$300-$399/wk

10.1%

$400-$499/wk

8.9%

$500-$649/wk

5.0%

$650-$799/wk

13.4%

$800-$999/wk

10.6%

$1,000-$1,249/wk

7.8%

$1,250-$1,499/wk

8.4%

$1,500-$1,749/wk

6.7%

$1,750-$1,999/wk

3.4%

$2,000-$2,999/wk

5.6%

Source: ABS Census 2021 G17 — Personal Income by SAL

Silverwater Family Structure

Couple — no children

37.9%

Couple — children under 15

22.9%

Couple — no children under 15

22.9%

One parent — children under 15

10.7%

One parent — no children under 15

5.6%

Source: ABS Census 2021 G29 — Family Composition by SAL

Silverwater Military Service

🏅

Previously served

3.1% 7

👤

Never served

96.9% 221

Source: ABS Census 2021 G22 — ADF Service by SAL

Silverwater Unpaid Carers

🤲

Provided unpaid assistance

17.8% 41

—

Did not provide

82.2% 189

Source: ABS Census 2021 G25 — Unpaid Assistance by SAL

Silverwater Children Ever Born

No children

35.5%

2 children

40.8%

3 children

19.7%

4 children

3.9%

Source: ABS Census 2021 G28 — Children Ever Born by SAL

Silverwater When Migrants Arrived

1961–1970

1971–1980

Source: ABS Census 2021 G10 — Year of Arrival by SAL

Silverwater Unpaid Domestic Work

Less than 5 hours

18.8%

5–14 hours

28.8%

15–29 hours

16.6%

30+ hours

14.0%

Did not do domestic work

21.8%

Source: ABS Census 2021 G24 — Unpaid Domestic Work by SAL

Silverwater Household Size

1 person

23.0%

2 persons

37.2%

3 persons

23.0%

4 persons

6.2%

5 persons

6.2%

6+ persons

4.4%

Source: ABS Census 2021 G35 — Household Size by SAL

Silverwater Where Residents Moved From

Same address

215

Moved from NSW

Moved — same area (SA2)

Moved from overseas

Moved from VIC

Moved from QLD

Source: ABS Census 2021 G44 — Address 1 Year Ago by SAL

Silverwater Family Blending

Intact family — no other children

100.0%

Source: ABS Census 2021 G31 — Family Blending by SAL

Silverwater Schools

schools nearby

government

1001

avg ICSEA score

106

total students

Brightwaters Christian College Independent

Combined · K-10 · 106 students

1001

ICSEA

Source: ACARA — Australian Curriculum, Assessment and Reporting Authority, 2025. ICSEA = Index of Community Socio-Educational Advantage (national average 1000).

View all schools in Silverwater with map →

Silverwater Rent Prices & Affordability

27%

of income

Moderate

Household Income $1,387/wk

Median Rent $380/wk

Rent-to-Income 27.4%

Rent is between 25–35% of household income — moderate housing costs.

If you earn X in Silverwater

Your weekly income

≈ $6,010/month

Median rent $380/wk

Left after rent $1,007/wk

Rent share 27.4%

Cheaper alternatives with similar incomes

Finley

Income: $636/wk Rent: $175/wk Save: $205/wk

Mathoura

Income: $546/wk Rent: $180/wk Save: $200/wk

Holbrook

Income: $628/wk Rent: $185/wk Save: $195/wk

Lockhart

Income: $600/wk Rent: $195/wk Save: $185/wk

Dunedoo

Income: $585/wk Rent: $200/wk Save: $180/wk

Henty (NSW)

Income: $573/wk Rent: $200/wk Save: $180/wk

Cootamundra

Income: $587/wk Rent: $220/wk Save: $160/wk

Warialda

Income: $515/wk Rent: $230/wk Save: $150/wk

Silverwater vs State & National Average

Nearby Suburbs in NSW

Bethungra

Pop: 137 Income: $519/wk Rent: $113/wk

Cooyal

Pop: 137 Income: $814/wk Rent: $385/wk

Curban

Pop: 137 Income: $927/wk Rent: $180/wk

Emerald Hill

Pop: 137 Income: $860/wk Rent: $250/wk

Hyams Beach

Pop: 137 Income: $982/wk Rent: $450/wk

Mallanganee

Pop: 137 Income: $460/wk Rent: $240/wk

Compare Silverwater (Lake Macquarie - NSW)

Silverwater (Lake Macquarie - NSW) vs Bethungra →Silverwater (Lake Macquarie - NSW) vs Cooyal →Silverwater (Lake Macquarie - NSW) vs Curban →Silverwater (Lake Macquarie - NSW) vs Emerald Hill →

Frequently Asked Questions About Silverwater

What is the population of Silverwater NSW?

The population of Silverwater NSW is 274 according to the ABS Census 2021.The suburb has a population density of 305.5 people per km².Silverwater is ranked #6,214 out of 14,663 suburbs by population.

What is the median income in Silverwater?

The median personal income in Silverwater NSW is $578 per week, or $30,056 per year.The median household income is $1,387 per week.Family income is $1,593 per week.Silverwater is ranked #7,404 by income out of 14,663 Australian suburbs.

How much is rent in Silverwater?

Median rent in Silverwater NSW is $380 per week ($1,647 per month).Rent represents 27.4% of household income, which is considered moderate.Silverwater ranks #2,445 out of 14,663 suburbs by rent.

What are mortgage repayments in Silverwater?

The median monthly mortgage repayment in Silverwater NSW is $1,625. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Silverwater?

The median age in Silverwater NSW is 51 years.This is older than the national median age of 38 years.

Is Silverwater a good suburb to live in?

Silverwater is a suburb in New South Wales with a population of 274.The median income is $578/wk, which is below the NSW average of $781/wk.Rent affordability is rated as moderate (27.4% of household income). See the full suburb profile above for detailed statistics.

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Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13561. All dollar figures in AUD.